Page 7 - Roll-A-Shade Ben Guide 6-2020
P. 7

Benefits





         Medical Insurance



                                              United Healthcare                         United Healthcare
                                               Silver $1,500 PPO                         Gold $1,000 PPO
         Network Name                    Select Plus        Non-Network            Select Plus       Non-Network
         Health Benefits

         Lifetime Maximum                          Unlimited                                 Unlimited
         Deductible (Annual)
          - Individual                     $1,500              $3,000               $1,000              $2,000
          - Family                         $3,000              $6,000               $2,000              $4,000
         Co-Insurance (You Pay)             40%                 50%                  20%                 50%

         Office Visit Copay
          - Primary Care Physician       $50 Copay         Deductible, 50%         $25 Copay        Deductible, 50%
          - Specialist Office Visit      $80 Copay         Deductible, 50%         $50 Copay        Deductible, 50%
          - Virtual Visits                $5 Copay          Not Covered            $5 Copay          Not Covered

         Out-of-Pocket Maximum        Deductible Applies   Deductible Applies      Deductible Applies   Deductible Applies
          - Individual                     $8,150             $16,300               $6,500             $13,000
          - Family                        $16,300             $32,600               $13,000            $26,000
         Hospitalization
          - Inpatient               $250 Copay, Ded, 40%  $250 Copay, Ded, 50%   $250 Copay, Ded, 20%  $250 Copay, Ded, 50%
          - Outpatient              $250 Copay, Ded, 40%  $250 Copay, Ded, 50%   $250 Copay, Ded, 20%  $250 Copay, Ded, 50%

         Lab and X-Ray              Ded, 40% ($250 Copay  $250 Copay, Ded, 50%    $250 Copay, Ded, 20%  $250 Copay, Ded, 50%
         Emergency Services                      $300, Ded, 40%                           $250, Ded, 20%
         Urgent Care                     $80 Copay         Deductible, 50%         $75 Copay        Deductible, 50%

         Preventive Care                 No Charge          Not Covered            No Charge         Not Covered
         Chiropractic                    $50 Copay         Deductible, 50%         $25 Copay        Deductible, 50%

                                               (Limit 24 visits/year)                   (Limit 24 visits/year)
         Pharmacy Benefits
         Pharmacy Deductible
          - Individual                               $300                                      $250
          - Family                                   $600                                      $500

         Retail Pharmacy
          - Tier 1 (Deductible Waived)   $20 Copay           $20 Copay             $15 Copay          $15 Copay
          - Tier 2                       $50 Copay           $50 Copay             $40 Copay          $40 Copay
          - Tier 3                       $100 Copay          $100 Copay            $80 Copay          $80 Copay
          - Tier 4                     25% ($250 Max)      25% ($250 Max)       25% ($250 Max)      25% ($250 Max)
          - Supply Limit                  30 Days             30 Days               30 Days            30 Days
         Mail Order Pharmacy
          - Tier 1 (Deductible Waived)   $50 Copay          Not Covered          $37.50 Copay        Not Covered
          - Tier 2                       $125 Copay         Not Covered           $100 Copay         Not Covered
          - Tier 3                       $250 Copay         Not Covered           $200 Copay         Not Covered
          - Tier 4                     25% ($625 Max)       Not Covered         25% ($625 Max)       Not Covered
          - Supply Limit                  90 Days               N/A                 90 Days              N/A

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