Page 2 - KNCH Benefits Guide 2019 v3
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Welcome to Koeller, Nebeker, Carlson & Haluck, LLP!
This brochure provides a summary of your benefit
options and is designed to help you make choices
and enroll for coverage. If you would like more
information about any of the benefits described
here, please contact Joanne Mcclanahan by calling
(949) 864-3400 or via email at
Joanne.mcclanahan@knchlaw.com.
CONTENTS
Enrollment Information …………………………………………………………………………………………………………………………… 3
Annual Notices ……………………………………………………………………………………………………….……………………………….. 4
Medical Insurance ……………………………………………………………………………………………………….………………………….. 5
Medical Added Value Programs……………………………………………………………………………………………………………….. 8
Health Savings Account……………………………………………………………………………………………………………………………. 10
Dental Insurance …………………………………………………………………………………………………………………………………….. 11
Dental Insurance Tips………………………………………………………………………………………………………………………………. 12
Vision Insurance ……………………………………………………………………………………………………………………………………… 13
Life and AD&D Insurance ……………………………………………………………………………………………………………………..…. 14
Disability Insurance …………………………………………………………………………………………………………………………………. 15
Value Added Programs ……………………………………………………………………………………………………………………….…… 16
Retirement Plan …………………………………………………………………………………………………………………………………….… 17
Online Benefits Enrollment ……………………………………………………………………………………………………………………… 18
Resources and Contacts ………………………………………………………………………………………………………………………..… 19
Employee Contributions ………………………………………………………………………………………………………………………..… 19
Online Carrier Resources
Take advantage of the online resources available through our insurance carriers.
You can locate network providers, manage your claims, obtain health and
wellness information and much more!
Insurance carrier website addresses are located throughout this guide and also
on page 19.
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