Page 2 - Veritax EE Guide 10-1-2019 - CA

Welcome to Veri-tax!

This guide provides a summary of your benefit options and is designed to help you make choices and enroll for coverage. If you
would like more information about any of the benefits described here, please contact the Human Resources Department.

CONTENTS

Important Information ………………………………………… 2 Vision Insurance …………………………………………………. 10

Online Enrollment ……………………………………………….. 3 Life and AD&D Insurance …………………………………... 10
Enrollment Information ……………………………………….. 4 Dependent Care Flexible Spending Account...…….. 11

Medical Insurance ……………………………………………….. 5 Employee Contributions ……………………………………... 11

Dental Insurance …………………………………………………. 9 Resources and Contacts ……………………………………... 12

IMPORTANT INFORMATION

ACA ANNUAL NOTICES

The Affordable Care Act (ACA) requires applicable large Veri-tax’s plans are partially arranged by Veri-tax and
employers to make affordable coverage available to their governed by its plan rules and documents. Various
employees or risk paying a penalty. Although the individual state and federal laws require that employers provide
disclosure and annual notices to their plan participants.
mandate is no longer effective beginning January 1, 2019, it is

important that you understand your options for health insurance
The following is a list of the annual notices:
coverage. You may consider these options below: • Medicare Part D Notice of Creditable Coverage
• Enroll in a medical plan offered by Veri-tax or another group • Women's Health and Cancer Rights Act (WHCRA)
plan • Newborns’ and Mothers’ Health Protection Act
• Purchase coverage through a health insurance marketplace • Special Enrollment Rights
• Enroll in coverage through a government-sponsored • Medicaid & Children’s Health Insurance Program
program (if eligible) • HIPAA Notice of Privacy Practices
• Summary of Benefits and Coverage (SBC)
Because Veri-tax’s medical plans are considered affordable and
meet minimum value under the Affordable Care Act, you will not Veri-tax distributes annual notices to new-hires, and
generally see lower premiums or out-of-pocket costs through each year during open enrollment. You may also
the marketplace. In addition, employer contributions to your request a copy by contacting the Human Resources
medical benefits will be lost if you choose to purchase coverage Department or download a copy from Ease.
through the marketplace, and your portion of medical premiums
will no longer be paid via payroll deductions on a pre-tax basis.

For More Information
Go to www.healthcare.gov.

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