Page 6 - Veritax EE Guide 10-1-2019 - CA
P. 6

BENEFITS





         MEDICAL INSURANCE




                                     Anthem                    Anthem                            Anthem
                                     Platinum                    Gold                            Bronze
                                       HMO                       PPO                            HSA PPO

                                                                                                                  2
                                                                                 2
         Network Name              Blue Cross HMO      Blue Cross PPO   Non-Network       Blue Cross PPO   Non-Network
                                      (CACare)       (Prudent Buyer)                  (Prudent Buyer)
         Health Benefits
         Lifetime Maximum            Unlimited                 Unlimited                         Unlimited
         Deductible (Annual)
                  1
          - Individual                  $0                $0            $2,000            $6,600         $16,500
          - Family                      $0                $0            $4,000           $13,200         $33,000
         Out-of-Pocket Maximum
          - Individual                $2,000             $6,500         $13,000           $6,600         $16,500
          - Family                    $4,000            $13,000         $26,000          $13,200         $33,000
         Co-Insurance (You Pay)         n/a               30%            50%                0%             50%
         Office Visit Copay
          - Preventive Care          No Charge         No Charge     Deductible, 50%    No Charge     Deductible, 50%
          - Primary Care Physician   $10 Copay         $20 Copay     Deductible, 50%   Deductible, 0%   Deductible, 50%
          - Specialist Office Visit    $30 Copay       $50 Copay     Deductible, 50%   Deductible, 0%   Deductible, 50%
          - Urgent Care              $10 Copay         $50 Copay     Deductible, 50%   Deductible, 0%   Deductible, 50%
          - Telemedicine             No Charge       No Charge 1st 3;     N/A          Deductible, 0%      N/A
                                                       $10 Copay                      ($49 Retail Cost)
         Hospitalization
          - Inpatient             $250 Copay /Day,        30%        Deductible, 50%   Deductible, 0%   Deductible, 50%
                                     3 Day Max
          - Outpatient              $150 Copay            30%        Deductible, 50%   Deductible, 0%   Deductible, 50%

         Lab and X-Ray               $10 / $20            30%        Deductible, 50%     Deductible, 0%   Deductible, 50%
                                   $100 Advanced
         Emergency Services         $200 Copay              $250 Copay, 30%                   Deductible, 0%
         Pharmacy Benefits

         Retail Pharmacy
          - Deductible                 None          $250 (Tier 2 & 3)                Med Deductible
          - Tier 1                   $15 Copay         $20 Copay          Not            Ded, 0%           Not
          - Tier 2                   $35 Copay         $40 Copay        Covered          Ded, 0%         Covered
          - Tier 3                   $70 Copay         $80 Copay                         Ded, 0%
          - Supply Limit              30 Days           30 Days                           30 Days
         Mail Order Pharmacy
          - Tier 1                   $38 Copay         $50 Copay      Not Covered        Ded, 0%       Not Covered
          - Tier 2                  $105 Copay         $120 Copay     Not Covered        Ded, 0%       Not Covered
          - Tier 3                  $210 Copay         $240 Copay     Not Covered        Ded, 0%       Not Covered
          - Supply Limit              90 Days           90 Days           N/A             90 Days          N/A

         1
          Embedded Deductible: When an individual member of a family unit satisfies the Individual Deductible amount for the year, no
         further deductible will be required for him/her for that year.  One member of the family cannot meet the entire family deductible.
         2
          Limits may apply to Non-Network coverage.
         6
   1   2   3   4   5   6   7   8   9   10   11