Page 6 - JONS EE Guide 08-18 - final English
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BENEFITS





         Medical Insurance

                                          Health Net                   Health Net                  Health Net
         Plan Name                     Salud HMO Plan               ExcelCare EOA                     PPO
         Network Name                SIMNSA         Salud          HMO           PPO          CA PPO     Non-Network
                                     (Mexico)    (California)
         Health Benefits
         Lifetime Maximum                  Unlimited                    Unlimited                   Unlimited
         Deductible (Calendar Year)
          - Individual                 $0            $0             $0           $0            $2,000       $2,000
          - Family                     $0            $0             $0           $0            $6,000       $6,000
         Co-Insurance (Plan Pays)      100%         70%            80%           80%            70%          50%
         Office Visit Copay
          - Primary Care Physician   $5 Copay     $30 Copay      $30 Copay    $50 Copay      $30 Copay     Ded, 50%
          - Specialist Office Visit    $5 Copay   $30 Copay      $30 Copay    $50 Copay      $30 Copay     Ded, 50%
         Out-of-Pocket Maximum
          - Individual                      $2,000                $1,500        $4,500         $4,000       $8,000
          - Family                          $6,000                $4,500        $9,000         $8,000      $24,000

         Hospitalization
          - Inpatient               No Charge       30%            20%       Not covered      Ded, 30%     Ded, 50%
          - Outpatient              No Charge       30%            20%       Not covered      Ded, 30%     Ded, 50%
         Emergency Services         $10 Copay     $50 Copay      $100 Copay   $100 Copay      $100 Copay,   $100 Copay,
                                                                                                30%          30%
         Urgent Care                $10 Copay     $30 Copay      $30 Copay    $30 Copay      $30 Copay +   $30 Copay +
                                                                                                Ded          Ded

         Preventive Care            No Charge     No Charge      No Charge    No Charge      No Charge   Not Covered
         Outpatient Rehabilitation      $5 Copay   $30 Copay      $30 Copay   $50 Copay       Ded, 30%     Ded, 50%
         (Physical, Occupational or
         Speech)
         Pharmacy Benefits

         Deductible (Calendar Year)
          - Individual                        $0                          $100                Medical CY Ded. Applies
          - Family                            $0                    $100 Per Member           Medical CY Ded. Applies
         Out-of-Pocket Maximum
          - Individual                      $2,000                       $2,000                      $2,000
          - Family                          $4,000                       $4,000                      $4,000
         Retail Pharmacy
          - Generic Formulary       $5 Copay      $5 Copay       $15 Copay    $15 Copay      $15 Copay   $15 Copay+50%
          - Brand Name Formulary    $5 Copay      $25 Copay    Ded, $30 Copay  Ded, $30 Copay   $30 Copay   $30 Copay+50%
          - Non-Formulary           $5 Copay      $45 Copay    Ded, $50 Copay  Ded, $50 Copay   $50 Copay   $50 Copay+50%
          - Supply Limit—Up to       30 Days       30 Days        30 Days      30 Days        30 Days      30 Days

         Mail Order Pharmacy
          - Generic Formulary      Not Covered    $10 Copay      $30 Copay    $30 Copay      $30 Copay   Not Covered
          - Brand Name Formulary   Not Covered   $62.50 Copay    $60 Copay    $60 Copay      $60 Copay   Not Covered
          - Non-Formulary          Not Covered   $112.50 Copay   $100 Copay   $100 Copay     $100 Copay   Not Covered
          - Supply Limit—Up to     Not Covered     90 Days        90 Days      90 Days        90 Days        N/A

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