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Anthem Blue Cross | PPO Plans
       Our dental plans offer you the freedom and flexibility to use the dentist of your choice. However, you will maximize your benefits and reduce your out-of-
       pocket costs if you choose a dentist who participates in the Anthem Blue Cross network. When you utilize a network dentist, your out-of-pocket expenses
       will be less, however, you will usually pay the lowest amount for services when you visit a PPO dentist. If you obtain services using a non-network dentist,
       you will be responsible for the difference between the covered amount and the actual charges and you may be responsible for filing claims. The chart
       below provides a high-level overview of your dental plan.



                                                        Option 1                                  Option 2                     Note:
                                                                                                                               We strongly recommend
                                                   Anthem Blue Cross                         Anthem Blue Cross                 you ask your dentist for a
       Plan Name                                        PPO High                                  PPO Low                      predetermination if total

       Network Name                       Dental Complete       Non-Network         Dental Complete       Non-Network          charges are expected to
                                                                                                                               exceed $300.
       Dental Benefits                                                                                                         Predetermination enables
                                                                                                                               you and your dentist to
       Calendar Year Maximum Benefit           $1,500               $1,500               $1,000              $1,000
                                                                                                                               know in advance what the
       Annual Deductible                                                                                                       payment will be for any
        - Individual                             $50                $100                  $100                $150             service that may be in
        - Family                                $150                $300                  $300                $450             question.
       Preventive Services                    No Charge          No Charge*             No Charge          No Charge*

       Basic Services                      Deductible, 10%     Deductible, 20%*      Deductible, 30%    Deductible, 50%*
       Major Services                      Deductible, 35%     Deductible, 50%*      Deductible, 50%    Deductible, 50%*

       Orthodontia
        - Child                           50% / $1,500 Lifetime Benefit Maximum                  Not Covered
        - Adult                           50% / $1,500 Lifetime Benefit Maximum                  Not Covered


       *Dentists who are out-of-network have not agreed
       to pricing, and may bill you for the difference                      Finding a Dental Provider
       between what Anthem pays them and what the                           Go to www.anthem.com/ca or call (877) 567-1804. Refer to the Anthem
       dentist usually charges.                                             Dental Complete network when prompted.
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