Page 3 - TCM EE Guide 2019 v2 Non CA FINAL
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Welcome!






         Teacher Created Materials is proud to offer comprehensive, high-quality benefits at a reasonable cost. We’ve
         designed our benefits to give you choices so you can pick the benefits that are best for you and your family.

         Teacher Created Materials’ benefits are broken into two major categories:
            Core Benefits
            Plans, programs, and stipends automatically available to you at no cost

            Benefit Choices
            Plans and programs you can elect to join or purchase


                     This package contains a summary of your benefit options and is designed to help you make choices
                     and enroll for coverage. If you would like more information about any of the benefits described here,
                     please contact the Human Resources Department.






               CONTENTS



                   Online Enrollment                      4        Disability                            19

                   Benefits at a Glance                    5        Flexible Spending Accounts            20


                   Contributions                          6        Retirement Savings                    21

                   Eligibility & Enrollment               7        Pet Insurance                         22

                   Medical Plan Choices                   9        Legal                                 23


                   Virtual Visits                        12        ID Theft                              23

                   Health Savings Accounts               13        Discount Marketplace                  24


                   Prescription Drugs                    14        Annual Notices                        25

                   Dental Plan Choices                   15        ACA                                   25


                   Vision Plan                           16        Carrier Contacts                      26

                   Employee Assistance Program           17        Temporary ID Cards                    27

                   Life/AD&D                             18
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