Page 5 - TCM EE Guide 2019 v2 Non CA FINAL
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Benefits at A Glance








                                    Core Benefits - No Cost to Employees

          Basic Life/AD&D                       1x your annual salary to a maximum benefit of $250,000
          Cigna
          Employee Assistance Program           24/7 phone consultations
          Cigna                                 Up to three face-to-face counseling sessions per household member

                                                Access to legal and financial counseling

                                                   Benefit Choices
          Medical and Prescription Drugs        PPO
          United Healthcare                     HSA PPO (Offered with HSA Bank Account)


          Dental                                PPO
          Cigna
          Vision                                PPO
          VSP
          Voluntary Life Insurance              Employee: $10,000 increments to a maximum benefit of $200,000
          Cigna                                 Spouse or Domestic Partner: Up to a maximum benefit of $100,000
                                                Child(ren): Flat $10,000

          Voluntary Short Term Disability       60% of your pre-disability earnings to a weekly maximum of $1,500
          Cigna
          Voluntary Long Term Disability        60% of your pre-disability earnings to a monthly maximum of $5,000
          Cigna
          Flexible Spending Accounts            Health Care Account: Up to $2,700 per year
          WageWorks                             Limited Purpose FSA:  Up to $2,700 per year for HSA PPO
                                                  participants  (for dental and vision expenses)
                                                Dependent Care Account: Up to $5,000 per year
          401(k)                                Auto-enrollment of 5% unless you opt out
          Mass Mutual                           Contribute pre-tax earnings up to IRS maximums
                                                Generous employer match of up to a percentage of your pay
          Pet Insurance                         Helps pay for health problems and conditions related to accidental
          United Pet Care                         injuries, poisonings, and illnesses
                                                Two plan options are available
          Legal                                 Helps address and resolve life’s legal or financial issues
          Legal Shield                          In-person, over the phone or online to consults are available
          ID Theft                              LifeLock’s technology searches for a wide range of potential threats
          LifeLock                                to your identity
                                                An Identity Restoration Specialist will work with you if your identity
                                                  has been stolen












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