Page 9 - TCM EE Guide 2019 v2 Non CA FINAL

Medical Plan Choices

United Healthcare | PPO
With the United Healthcare Preferred Provider Organization (PPO) plan, you have the freedom to choose your
doctor without using a Primary Care Physician (PCP) and you may self-refer to specialists. You may use a “United
Healthcare Select Plus” network provider whose negotiated rates provide richer levels of benefits with claim forms
filed by the providers. You may also obtain services using a non-network provider; however, you will be
responsible for paying the difference between the covered amount and the actual charges, and you may be
responsible for filing claims.

United Healthcare | HSA PPO
With the HSA PPO plan through United Healthcare, you can pay for qualified healthcare expenses now and grow
your savings for future healthcare needs. This plan combines a High Deductible Health Plan (HDHP) with a special,
tax-qualified Health Savings Account (HSA). You can contribute tax-free money to your HSA up to IRS maximums
(please see page 13). In addition, Teacher Created Materials will make contributions totaling $500 toward your
employee health savings or $1,000 for your family, annually. Similar to the PPO plan, you have the freedom to
choose your doctor without the requirement of selecting a PCP and you may self-refer to specialists. You may use
a network provider whose negotiated rates provide richer levels of benefits with claim forms filed by the
providers. You may also obtain services using a non-network provider; however, you will be responsible for the
difference between the covered amount and the actual charges and you may be responsible for filing claims.

Finding a Medical Provider
Go to www.myuhc.com or call (866) 633-2446.
Educational Video
Refer to the “UnitedHealthcare Select Plus” Health Insurance Terms
network when prompted. http://video.burnhambenefits.com/terms

High Deductible Health Plans and
Health Savings Accounts
http://video.burnhambenefits.com/hdhp/

Employee Benefits 9