Page 7 - FINAL Crane Country Day School 2017-18 Benefits Guide
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Medical Plans                                                                                  7






                                                              Anthem  HSA– Lumenos $2,000/$4,000
                                                           In-Network                     Out-of-Network

                                                            You Pay                          You Pay
            Plan Basics
             Calendar Year Deductible                   Individual: $2,000              Individual: $6,000
                                                     Member of Family: $2,600        Member of Family: $6,000
                                                         Family: $4,000                  Family: $12,000

             Calendar Year Out-of-Pocket Maximum        Individual: $3,000              Individual: $9,000
                                                     Member of Family: $3,000        Member of Family: $9,000
                                                         Family: $6,000                  Family: $18,000

             Lifetime Maximum Benefit                      Unlimited                        Unlimited

            Medical Benefits
             Doctor’s Office Visits                      Deductible, 80%                 Deductible, 60%

             Preventive Care/Well Baby Care                 $0 copay                     Deductible, 60%

             Chiropractic
                                                         Deductible, 80%                 Deductible, 60%
             X-Ray & Lab
                                                         Deductible, 80%                 Deductible, 60%
             MRI, CT and PET Scans
                                                         Deductible, 80%                 Deductible, 60%
             Urgent Care
                                                         Deductible, 80%                 Deductible, 60%
            Hospital Benefits
             Hospitalization                             Deductible, 80%                 Deductible, 60%

             Outpatient Surgery                          Deductible, 80%                 Deductible, 60%

             Emergency Room                              Deductible, 80%                 Deductible, 80%
             Prescription Drug Benefits            Subject to Medical Deductible   Subject to Medical Deductible
             Retail (30-Day Supply)
                 Tier 1a—Low  Cost Generic                  $5 copay                  40% of retail up to $250
                 Tier 1b—Generic                           $15 copay                  40% of retail up to $250
                 Tier 2—Formulary Brand                    $40 copay                  40% of retail up to $250
                 Tier 3—Non-Formulary Brand                $60 copay                  40% of retail up to $250

             Mail Order (90-Day Supply)
                 Tier 1a—Low  Cost Generic                $12.50 copay                     Not covered
                 Tier 1b—Generic                           $50 copay                       Not covered
                 Tier 2—Formulary Brand                    $120 copay                      Not covered
                 Tier 3—Non-Formulary Brand                $180 copay                      Not covered

             *  Footnote: This is only a summary of benefits.  Please refer to plan documents for full details.



                        To Find an Anthem Provider: www.anthem.com/ca
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