Page 5 - BNDS EE Guide 19
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BENEFITS
Medical Insurance
BakerNowicki Design Studio provides you with a selection of medical plan options so you may choose the coverage that is best for
you and your family.
CalChoice | HMO Medical Plans
With the CalChoice Health Maintenance Organization (HMO) plans, you must choose a primary care physician (PCP) or medical
group within the network that corresponds with the plan you’ve selected. All of your care must be directed through your PCP or
medical group. Any specialty care you need will be coordinated through your PCP and will generally require a referral or
authorization. You will receive benefits only if you use the doctors, clinics and hospitals that belong to the medical group in which
you are enrolled, except in the case of an emergency.
Finding a Medical Provider
Go to www.calchoice.com or call (800) 558-8003.
• Anthem Platinum HMO: Select Network
• Anthem Gold HMO: Select Network
• Kaiser Platinum HMO: Kaiser Network
• Sharp Premier Platinum: Premier Network
• Sharp Performance Platinum: Performance Network
Carrier Mobile Applications
Consider downloading the mobile apps offered by our insurance
carriers for instant access to your health plan details. These apps
provide secure member information, anytime, anywhere. Use them to
search for providers and access your plan data. Carrier mobile apps are
convenient, easy-to-use, and free.
Use our carrier’s secure member apps, where you can:
• View plan/membership details
• Locate providers
• Submit and/or view claims
• Contact member services
• And More!
Summary of Benefits and Coverage (SBC)
Health insurance issuers and group health plans are required to provide you with an easy-to-understand summary about your
health plan’s benefits and coverage, referred to as a Summary of Benefits and Coverage (SBC). This guide is designed to help you
understand the medical plan options offered to you by BakerNowicki Design Studio. Please refer to the SBC and carrier contracts
provided by CahChoice for additional plan details.
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