Page 8 - BNDS EE Guide 19
P. 8

BENEFITS





         Vision Insurance


         Guardian | Voluntary PPO Vision Plan
         The Guardian vision plan provides professional vision care and high-quality lenses and frames through a broad network of optical
         specialists.  You  will  receive  richer  benefits  if  you  utilize  a  network  provider.  If  you  use  a  non‐network  provider,  you  will  be
         responsible for paying all charges at the time of your appointment and will be required to file an itemized claim with Guardian.


                                                               Guardian                            Note
         Plan Name                                                PPO                              Guardian’s Vision
                                                                                                   plan utilizes the VSP
         Network Name                             VSP Choice               Non-Network             network, which has
         Vision Benefits                                                                           the most extensive
                                                                                                   network of private-
         Copay                                                                                     practice eye care
          - Examination                           $10 Copay                    N/A                 doctors in the
          - Materials                             $25 Copay                    N/A                 industry. Most of
                                                                                                   the US population
         Examination (Every 12 Months)            No Charge             $39 Reimbursement
                                                                                                   lives within four
         Lenses (Every 12 Months)                                                                  miles of a VSP
          - Single Vision                         No Charge             $23 Reimbursement          provider. VSP also
          - Lined Bifocal                         No Charge             $37 Reimbursement          contracts with
          - Lined Trifocal                        No Charge             $49 Reimbursement          Costco Optical,
          - Lenticular                            No Charge             $64 Reimbursement          Visionworks,
                                                                                                   Clarkson Eyecare,
         Frames (Every 12 Months)               $130 Allowance,         $46 Reimbursement
                                                                                                   Shopko Eyecare
                                               then 20% Discount
                                             Costco: $70 Allowance                                 Center, Visioncare
                                                                                                   Associates,
         Contact Lenses (Every 12 Months)               In Lieu of Frames and Lenses               Rxoptical, and other
                                                                                                   affiliate retail
          - Cosmetic / Elective                 $130 Allowance          $100 Reimbursement
                                                                                                   providers. Please
          - Medically Necessary                   No Charge             $210 Reimbursement
                                                                                                   note, benefits may
         Cosmetic Extras                    Average 20-25% Discount        Not Covered             vary at affiliate
                                                 to Retail Cost                                    locations.
         Additional Pair of Frames/Lenses      20% Discount to Retail Cost   Not Covered
         Laser Vision Correction             Up to 15% off the Usual       Not Covered
                                               Charge, or 5% off a
                                               Promotional Price



                        Finding a Vision Provider
                        Call (800) 600-1600  or go to www.guardiananytime.com, Click “Find A Provider”, then Click “Search
                        Providers”. Under Vision Providers select VSP. Refer to the VSP Choice network when prompted.
















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