Page 2 - 360 Behavioral Health Guide 2018-2019 Final

Welcome to Your 360 Behavioral Health Employee Benefits

This guide provides a summary of your benefit options and is designed to help you make choices and enroll for coverage.
If you would like more information about any of the benefits described, please contact the Human Resources Department.

Contents

Important Information ………………………………………… 2 Employee Assistance Program ..…………………………… 14
Enrollment Information ……………………………………….. 3 Travel Assistance Plan ………………………..………….….... 15

Medical Benefits ...……………………………………………….. 4 Employee Contributions…….….……………….……………. 16
Dental Benefits ...…………………………………………………. 11 Resources and Contacts ….……………….………………….. 17

Vision Benefits ...………………………………………………….. 12 Online Enrollment……….….……………….………………….. 18

Life Insurance and Disability Benefits …………………… 13

Important Information

The Affordable Care Act and You
The Affordable Care Act (ACA) requires applicable large employers to make affordable coverage available to their employees
or risk paying a penalty. Although the individual mandate is no longer effective beginning January 1, 2019, it is important that
you understand your options for health insurance coverage. You may consider these options below:
• Enroll in a medical plan offered by 360 Behavioral Health or another group plan
• Purchase coverage through a health insurance marketplace
• Enroll in coverage through a government-sponsored program if eligible

Because 360 Behavioral Health’s medical plans are considered affordable and meet minimum value under the Affordable
Care Act, you will not generally see lower premiums or out-of-pocket costs through the marketplace. In addition, employer
contributions to your medical benefits will be lost if you choose to purchase coverage through the marketplace, and your
portion of medical premiums will no longer be paid via payroll deductions on a pre-tax basis.

Stay in the know on the Affordable Care Act
To learn more about the ACA, visit www.healthcare.gov

Annual Notices
Various state and federal laws require that employers provide disclosure and annual notices to their plan participants.
360 Behavioral Health has posted all federally required annual notices on the EaseCentral site for you to download and read
at your convenience. 360 Behavioral Health will distribute all federally required annual notices upon hire and during each
annual open enrollment period.

Annual notices include the following:

 Medicare Part D Notice of Creditable Coverage  Special Enrollment Rights
 Women's Health and Cancer Rights Act (WHCRA)  Medicaid & Children’s Health Insurance Program
 Newborns’ and Mothers’ Health Protection Act  Summary of Benefits and Coverage (SBC)

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