Page 7 - 360 Behavioral Health Guide 2018-2019 Final
P. 7

Medical Benefits





                                      Anthem Blue Cross           Anthem Blue Cross            Anthem Blue Cross
         Plan Name
                                         Classic PPO                Solutions PPO                  PPO HSA

                                 PPO Prudent   Non-Network    PPO Prudent   Non-Network     PPO Prudent   Non-Network
         Network Name               Buyer                       Buyer                        Buyer
                                   Network                     Network                      Network
         Health Benefits
         Lifetime Maximum                Unlimited                    Unlimited                    Unlimited

         Deductible (Annual)
          - Individual              $500         $1,500         $2,500       $5,000          $2,700        $8,100
          - Family                 $1,000        $3,000         $5,000       $10,000         $5,400       $16,200

         Co-Insurance (Plan Pays)     80%         60%            80%           60%            80%           50%
         Office Visit Copay
          - Primary Care Physician   $30 Copay   Ded, 60%      Ded, 80%     Ded, 60%        Ded, 80%     Ded, 50%
          - Specialist Office Visit    $40 Copay   Ded, 60%    Ded, 80%     Ded, 60%        Ded, 80%     Ded, 50%

         Out-of-Pocket Maximum
          - Individual             $2,500        $5,500         $6,350       $12,500         $5,000       $15,000
          - Family                 $5,000       $11,000         $12,700      $25,000        $10,000       $30,000

         Hospitalization
          - Inpatient             Ded, 80%      Ded, 60%       Ded, 80%     Ded, 60%        Ded, 80%     Ded, 50%
          - Outpatient            Ded, 80%      Ded, 60%       Ded, 80%     Ded, 60%        Ded, 80%     Ded, 50%

         Lab and X-Ray            Ded, 80%      Ded, 60%       Ded, 80%     Ded, 60%        Ded, 80%     Ded, 50%
         Emergency Services         Ded, $150 Copay, 80%              Ded, 80%                     Ded, 80%

         Urgent Care              $50 Copay     Ded, 60%       Ded, 80%     Ded, 60%        Ded, 80%     Ded, 50%
         Preventive Care            100%        Ded, 60%         100%       Ded, 60%         100%        Ded, 50%

         Chiropractic             $30 Copay     Ded, 60%       Ded, 80%     Ded, 60%        Ded, 80%     Ded, 50%
                                        30 Visits/Year              30 Visits/Year               30 Visits/Year
         Pharmacy Benefits

         Pharmacy Deductible                                                               Medical deductible must be
          - Individual               $0            $0             $0           $0            met before prescriptions
          - Family                   $0            $0             $0           $0                copays apply

         Retail Pharmacy
          - Generic Formulary     $15 Copay   50% up to $250   $15 Copay   50% up to $250   $15 Copay   50% up to $250
          - Brand Name Formulary   $30 Copay   50% up to $250   $30 Copay   50% up to $250   $40 Copay   50% up to $250
          - Non-Formulary         $50 Copay   50% up to $250   $50 Copay   50% up to $250   $60 Copay   50% up to $250
          - Specialty             $50 Copay   50% up to $250   $50 Copay   50% up to $250   30% up to   50% up to $250
                                                                                              $250

         Mail Order Pharmacy
          - Generic Formulary     $30 Copay    Not Covered     $30 Copay   Not Covered    $37.50 Copay   Not Covered
          - Brand Name Formulary   $60 Copay   Not Covered     $60 Copay   Not Covered     $120 Copay   Not Covered
          - Non-Formulary        $100 Copay    Not Covered    $100 Copay   Not Covered     $180 Copay   Not Covered




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