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Benefits






         Dental Insurance

         Anthem Blue Cross | PPO Dental Plans
         With the Anthem Blue Cross Dental Essential Choice Preferred Provider Organization (PPO) plans, you may visit a PPO dentist and
         benefit from the negotiated rate or visit a non‐network dentist. When you utilize a PPO dentist, your out-of-pocket expenses will be
         less.  You  may  also  obtain  services  using  a  non-network  dentist;  however,  you  will  be  responsible  for  the  difference  between  the
         covered amount and the actual charges and you may be responsible for filing claims.



                                                     Anthem Blue Cross                    Anthem Blue Cross
         Plan Name                                     PPO High Plan                        PPO Low Plan
         Network Name                          Anthem Dental     Non-Network        Anthem Dental     Non-Network
                                                 Complete                             Complete
         Dental Benefits

         Calendar Year Maximum                     $1,500           $1,500             $1,000            $1,000
          - Per Insured Person
         Deductible (Annual)
          - Individual                              $50              $100               $100             $150
          - Family                                 $150              $300               $300             $450
         Preventive (Plan Pays)                    100%              100%               100%             100%
         Exams, X-Rays, Cleanings

         Basic Services (Plan Pays)            Deductible, 90%   Deductible, 80%      Deductible, 70%   Deductible, 50%
         Fillings, Oral Surgery,
         Endodontics, Periodontics
         Major Services (Plan Pays)            Deductible, 65%   Deductible, 50%      Deductible, 50%   Deductible, 50%
         Crowns, Prosthetics, Teeth Whitening

         Orthodontia

          - Covered Members                                                                   Not Covered
                                                       Children & Adults
          - Deductible                                      None                                 N/A
          - Coinsurance                                     50%                                  N/A
          - Lifetime Benefit Maximum                                                             N/a
                                                           $1,500
             - Per Insured Person

                        Finding a Dental Provider
                        Go to www.anthem.com/ca or you may call (877)567-1804
                        Refer to the Anthem Dental Complete network when prompted



         Note
         We  strongly  recommend  you  ask  your  dentist  for  a  predetermination  if  total  charges  are  expected  to  exceed  $300.
         Predetermination  enables  you  and your  dentist  to  know in  advance  what  the  payment  will  be  for  any  service  that  may  be  in
         question.











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