Page 7 - Kagan Benefit Guide CA.pub
P. 7

Principal
                                                   Plan Features                                 EPO Plan
                                                   Network Name                                     EPO
                                                   Calendar Year Maximum                           $2,000
                                                   Deduc ble (Annual)                                $0
                                                    ‐ Individual/ Family
                                                   Preven ve (Plan Pays)                    100% for Most Services
          Note                                     Exams, X‐Rays, Cleanings
          Kagan provides you with a selec on of    Basic Services (Plan Pays)                      100%
          benefit op ons so you may choose the      Fillings, Oral Surgery
          coverage that is best for you and your family.
                                                   Major Services (Plan Pays)                      100%
                                                   Crowns, Prosthe cs
                                                   Orthodon a
                   Finding a Dental Provider                                                   Children & Adults
                   Go to www.principal.com or call (800)   ‐ Coinsurance                            50%
                   986‐3343. POS par cipants should refer
                   to the POS network and EPO par cipants   ‐ Life me Benefit Maximum               $1,500
                   should refer to the EPO network when
                   prompted.                       Rollover Feature                           50%  up to $1,000



         Benefits


                                                    Anthem Blue Cross
                                                     Blue View Vision                       Vision
         Network Name                    In‐Network                  Non‐Network            Insurance
         Vision Benefits

         Copay                                                                              The  Anthem  Blue  Cross  vision
                                                                                            plan   provides   professional
          ‐ Examina on                    $10 Copay                 $49 allowance           vision  care  and  high  quality
          ‐ Materials                     $20 Copay                allowance varies
                                                                                            lenses  and  frames  through  a
                                                                                            broad  network  of  op cal
         Lenses
                                                                                            specialists.  You  will  receive
          ‐ Single Vision                 No charge                 $35 allowance           richer  benefits  if  you  u lize  a
          ‐ Bifocal                       No charge                 $49 allowance           network provider. If you u lize
          ‐ Trifocal                      No charge                 $74 allowance           a  non‐network  provider,  you
                                                                                            will be  responsible  to pay all
         Frames                   $130 allowance, then 20% off       $50 allowance
                                                                                            charges  at the  me of  your
                                     any remaining balance                                  appointment  and  will  be
                                                                                            required  to  file  an  itemized
         Contact Lenses                          In Lieu of Frames and Lenses
                                                                                            claim with Anthem.
          ‐ Cosme c / Elec ve          $130 allowance               $92 allowance
          ‐ Medically Necessary         Covered in full             $250 allowance

         Laser Vision Correc on        Discounts Apply               Not Covered
         Frequency
          ‐ Examina on                                   12 Months
          ‐ Lenses                                       12 Months
          ‐ Frames                                       12 Months
          ‐ Contact Lenses                               12 Months


                      Finding a  Vision Provider

                      Go to  www.anthem.com/ca or call
                      (866) 723‐0515. Refer to the Blue View Vision network when prompted.

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