Page 7 - Evisions Benefit Guide 2020 - Effective 1.1.2020
P. 7

Benefits





         Medical Insurance - Available to California & Non California Employees



                                                  Blue Shield                               Blue Shield
         Plan Name                                   PPO                                    HDHP/HSA
         Network Name                    Full PPO           Non-Network             Full PPO         Non-Network
         Health Benefits

         Lifetime Maximum                          Unlimited                                 Unlimited
         Deductible (Annual)
          - Individual                    $1,000              $3,000                          $4,400
          - Family Member                 $1,000              $3,000                          $4,400
          - Family                        $3,000              $9,000                          $8,800
         Co-Insurance (Plan Pays)          80%                  60%                  100%                50%
         Office Visit Copay
          - Primary Care Physician       $35 Copay         Deductible, 40%       Deductible, 0%     Deductible, 50%
          - Specialist Office Visit      $35 Copay         Deductible, 40%       Deductible, 0%     Deductible, 50%
         Out-of-Pocket Maximum
          - Individual                    $5,500              $10,000               $4,400             $10,000
          - Family Member                 $5,500              $10,000               $4,400             $10,000
          - Family                        $11,000             $20,000               $8,800             $20,000

         Hospitalization
          - Inpatient                 Deductible, 20%     Deductible, 40%*       Deductible, 0%     Deductible, 50%*

          - Outpatient              Deductible, 10%-25%   Deductible, 40%*       Deductible, 0%     Deductible, 50%*

         Emergency Services                Deductible, $150 Copay, 20%                     Deductible, 0%
         Urgent Care                     $35 Copay         Deductible, 40%       Deductible, 0%     Deductible, 50%
         Preventive Care                   100%             Not Covered              100%             Not Covered
         Chiropractic               Deductible, $25 Copay   Deductible, 40%      Deductible, 0%     Deductible, 50%

                                                 20 Visits/Year                            20 Visits/Year
         Pharmacy Benefits

         Pharmacy Deductible
          - Individual                      $0                  $0                Medical Plan       Medical Plan
          - Family                          $0                  $0              Deductible Applies   Deductible Applies

         Retail Pharmacy
          - Tier 1                       $15 Copay        $15 + 25% Copay        Deductible, 0%      Deductible, 0%
          - Tier 2                       $30 Copay        $30 + 25% Copay        Deductible, 0%      Deductible, 0%
          - Tier 3                       $45 Copay        $45 + 25% Copay        Deductible, 0%      Deductible, 0%
          - Tier 4                  30% Max $200 Copay   30% Max $200 Copay+ 25%    Deductible, 0%   Deductible, 0%
          - Supply Limit                  30 Days             30 Days               30 Days            30 Days

         Mail Order Pharmacy
          - Tier 1                       $30 Copay          Not Covered          Deductible, 0%       Not Covered
          - Tier 2                       $60 Copay          Not Covered          Deductible, 0%       Not Covered
          - Tier 3                       $90 Copay          Not Covered          Deductible, 0%       Not Covered
          - Tier 4                  30% Max $400 Copay      Not Covered          Deductible, 0%       Not Covered
          - Supply Limit                  90 Days               N/A                 90 Days              N/A
         *Limitations apply. See SBC for details.
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