Page 16 - iFLY Benefit Guide 01-20
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Vision Plan








         Guardian | Vision Plan
         iFLY provides vision coverage through Guardian. You can see an Guardian in-network provider or an out-of-
         network provider, however, your costs will be lower if you visit an in-network provider. If you visit an in-network
         provider you will be responsible for a copayment at the time of your service. If you receive services from an out-of-
         network doctor, you will pay all costs at the time of service and submit a claim for reimbursement.



                                                                             Guardian
         Plan Name                                                              PPO
         Network Name                                     VSP Choice                       Non-Network

         Vision Benefits
         Copay
          - Examination                                    $10 Copay                             N/A
          - Materials                                         N/A                                N/A
         Examination (Every 12 Months)                     No Charge                  Up to $39 Reimbursement
         Lenses (Every 12 Months)
          - Single Vision                                  No Charge                  Up to $23 Reimbursement
          - Bifocal                                        No Charge                  Up to $37 Reimbursement
          - Trifocal                                       No Charge                  Up to $49 Reimbursement
          - Lenticular                                     No Charge                  Up to $64 Reimbursement
         Frames (Every 24 Months)                $130 Benefit, then 20% Discount       Up to $46 Reimbursement
         Contact Lenses (Every 12 Months)                            (in lieu of frames and lenses)
          - Cosmetic / Elective                           $130 Benefit                 Up to $100 Reimbursement
          - Medically Necessary                            No Charge                  Up to $210 Reimbursement
         Cosmetic Extras                            Average 20-25% Discount                  Not Covered

         Additional pair of Glasses                       20% Discount                       Not Covered
         Laser Vision Correction                 Average 15% Discount off Usual               Not Covered
                                                     Price, or 5% Discount off
                                                        Promotional Price




             Finding a Vision Provider
             Go to www.guardiananytime.com. Refer to the “VSP Choice”” network

             Guardian’s Vision plan utilizes the VSP network, which has the largest
             network of private-practice eye care doctors in the industry. VSP’s network
             includes 55,000 access points nationwide. Most of the U.S. population lives
             within four miles of a VSP provider.


















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