Page 10 - 5.11 Benefit Guide 2019 EXECUTIVE
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DENTAL





          With the Cigna Preferred Provider Organization (PPO) dental plan, you may visit a PPO dentist and benefit from the negotiated
          rate or visit a non-network dentist. When you utilize a PPO dentist, your out-of-pocket expenses will be less. You may also
          obtain services using a non-network dentist; however, you will be responsible for the difference between the covered amount
          and the actual charges and you may be responsible for filing claims.


                                                                              CIGNA
                                                                            PPO PLAN
           NETWORK                                          Network                         Non-Network
           DENTAL BENEFITS

           Calendar Year Maximum Benefit                                      $2,250
           Annual Deductible
           •   Individual                                    None                               $50
           •   Family                                        None                              $150
           Preventive Services (Plan Pays)                   100%                              100%
           •   Deductible Waived
           Basic Services (Plan Pays)                        100%                             Ded, 80%
           Major Services (Plan Pays)                         60%                             Ded, 50%
           Orthodontia
           •   Covered Family Members                                     Adult & Children
           •   Lifetime Benefit Maximum                                       $2,000
           •   Coinsurance                                                     50%



                         FINDING A DENTAL PROVIDER:
                         You can locate a dentist through Cigna’s online directory. Go to www.cigna.com and click find a Doctor.
                         On the right side of the page, under “Not a Cigna Customer Yet?” select “Plans through your employer
                         or school” and then the Dentist tab. When prompted to select a plan, please choose “Cigna Dental
                         PPO or EPO”.































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