Page 9 - Surfline Benefits Guide 2017
P. 9

Medical







                                                  Blue Shield                          Blue Shield
                                                Platinum HMO                         Silver PPO HSA
           Network                                 Access+ HMO                 PPO HSA             Non-Network
           HEALTH BENEFITS
           Lifetime Maximum                         Unlimited                            Unlimited
           Annual Deductible
           •   Individual                             None                      $2,000               $4,000
           •   Family                                 None                      $4,000               $8,000
           •   Individual Protection*                  N/A                    Yes ($2,600)            Yes
           Physician Office Visit
           •   PCP                                  $20 Copay               Deductible, 20%       Deductible, 50%
           •   Specialist                  $40 Copay Referred / Self-Referred  Deductible, 20%    Deductible, 50%
           Out-of-Pocket Maximum
           •   Individual                            $1,750                     $5,050               $10,000
           •   Family                                $3,500                     $6,500               $20,000
           Hospitalization
           •   Inpatient                            $500 Copay              Deductible, 20%       Deductible, 50%
                                                                                               Max $2,000 Benefit/Day
           •   Outpatient Surgery                 $100-$150 Copay           Deductible, 20%       Deductible, 50%
                                                                                                Max $350 Benefit/Day
           Lab and X-Ray
           •   Diagnostic                         $10-$30 Copay             Deductible, 20%       Deductible, 50%
           •   Complex (Hospital)              Deductible, $100 Copay    Deductible, $100 Copay,   Deductible, 50%
                                                                                20%
           •   Complex (Non-Hospital)           Decuctible, $30 Copay       Deductible, 20%       Deductible, 50%
           Emergency Services                       $200 Copay                    Deductible, $150 Copay, 20%
           Urgent Care                              $20 Copay               Deductible, 20%        Not Covered
           Preventive Care                          No Charge                 No Charge            Not Covered
           Chiropractic                             $15 Copay                Not Covered           Not Covered
                                                   15 Visits/Year
           PHARMACY BENEFITS
           Pharmacy Deductible                        None                         Health Deductible Applies
           Retail Pharmacy
           •   Tier 1                               $5 Copay              Deductible, $15 Copay    Not Covered
           •   Tier 2                               $15 Copay             Deductible, $50 Copay    Not Covered
           •   Tier 3                               $25 Copay             Deductible, $75 Copay    Not Covered
           •   Tier 4                              20% Max $250              30% Max $250          Not Covered
           •   Supply Limit                          30 Days                   30 Days                N/A
           Mail Order Pharmacy                       2x Retail                 2x Retail           Not Covered
           •   Supply Limit                          90 Days                   90 Days                N/A
          *Individual Protection: for members within a family, the individual deductible will still apply.

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