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Medical Insurance

United Healthcare | PPO Medical Plans
The United Healthcare Preferred Provider Organization (PPO) plans allow you to direct your own care. You are not limited to the
physicians within the PPO network and you may self-refer to specialists. If you receive care from a physician who is a member of
the PPO network, a greater percentage of the entire cost will be paid by the insurance plan. You may also obtain services using a
non network provider; however, you will be responsible for the difference between the covered amount and the actual charges
and you may be responsible for filing claims.

Summary of Benefits and Coverage (SBC)

Health insurance issuers and group health plans are required to provide you with an easy-to-understand summary about your
health plan’s benefits and coverage, referred to as a Summary of Benefits and Coverage (SBC). This Employee Benefit Guide is
designed to help you understand the medical plan options offered to you by Stage 1 Financial. Please refer to the SBC and carrier
contracts provided by United Healthcare for additional plan details.

Finding a Medical Provider
Go to www.myuhc.com or call HMO (800) 624-8822 or PPO (800) 357-0978 to find a provider near you.
Click “Find a Physician”, then “select a state of residence”, then “Search by Location”, “Name” or “Medical
Group”
• PPO Participants: Refer to the Select Plus plans

United Healthcare Mobile App

Whether you’re traveling or just away from home, the Health4Me app keeps your health information within reach, wherever you
go. It’s the myuhc.com mobile app, and it’s one more way it’s easier to manage your UnitedHealthcare health plan. Download
Health4Me to your smartphone and you’ll get instant access to view your health plan details, generate a health plan ID card, check
claims or find a doctor. It’s all right at your fingertips.

Here are some of the ways the Health4Me app makes it easy to manage your health plan on the go.

Find care
• Use the search tool to find a network doctor, clinic or hospital.
• Find options for quick care, such as a nearby clinic, urgent care or ER.

Manage health plan details
• Generate and share digital health plan ID cards.
• Compare costs and see provider reviews.
• View claims and account balances.
• Find pharmacies and fill prescriptions.

Get advice
• Contact a registered nurse 24/7 for advice about medical questions.
• Use the Talk to Me tool to ask a service representative to call you and answer questions about
claims and benefits.

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