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Dental Insurance
With the UnitedHealthcare Preferred Provider Organization (PPO) dental plan, you may visit a PPO dentist and benefit from the
negotiated rate or visit a non-network dentist. When you utilize a PPO dentist, your out-of-pocket expenses will be less. You may
also obtain services using a non-network dentist; however, you will be responsible for the difference between the covered amount
and the actual charges and you may be responsible for filing claims.
UnitedHealthcare
Plan Features Dental PPO Plan
Network Non-Network
Calendar Year Maximum $1,500 $1,500
Deductible (Annual) Waived for Preventive Services
- Individual / Family $50 / $150
Preventive (Plan Pays) 100% 100%
Basic Services (Plan Pays) Deductible, 80% Deductible, 80%
Major Services (Plan Pays) Deductible, 50% Deductible, 50%
Orthodontia Child Only to age 19
Coinsurance 50%
Lifetime Maximum $1,500
Finding a Dental Provider
Go to www.myuhc.com and click “Find a Dentist” or call (877) 816-3596 to find a provider near you.
Search for providers under “NATIONAL OPTIONS PPO 30”.
Tips for Using Your Dental Benefits
Use contracted network providers when possible.
Under the PPO plan, contracted network providers have rate agreements with insurance companies for services rendered. If
you use a non-network provider, your out-of-pocket expenses will be higher and you may be subject to balance billing.
Ask for a predetermination of benefits.
We strongly recommend you ask your dentist for a predetermination if total charges are expected to exceed $300. Predetermination
enables you and your dentist to know in advance what the payment will be for any service that may be in question.
Have dental checkups regularly.
Routine dental visits not only preserve your smile, but they can provide an opportunity for the early detection of serious
diseases such as diabetes.
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