Page 17 - SBCEO Benefit Guide 19-20_FINAL
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Income Protection Benefits 17
Disability Insurance
SBCEO gives you the opportunity to purchase short and long term income protection coverage if a disability occurs and leaves you
unable to work.
Voluntary Short Term Disability Insurance
Carrier Lincoln Financial Group
Plan Benefits 30% of your earnings to a maximum of $1,000 per week; benefits are not offset by income
from other sources, such as CA SDI
When Benefits Begin On the 14th day of disability
Benefit Duration 11 weeks
Employee Contribution 100% employee paid; see employee rates at http://intranet.sbceo.org
Voluntary Long Term Disability Insurance
Carrier Lincoln Financial Group
Plan Benefits 60% of your earnings to a maximum monthly benefit of $7,500; benefits will be offset by
income from other sources so benefits do not exceed $7,500 per month
When Benefits Begin On the 90th day of disability
Benefit Duration 5 years
Employee Contribution 100% employee paid; see employee rates at http://intranet.sbceo.org
