Page 20 - HM Benefits Guide 2019 CA
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Disability Insurance







                If you’re unable to work due to a disability, our plans will work together to provide you with a source
                of income. Disability insurance provides benefits that replace part of your lost income when you
                become unable to work due to a covered injury or illness.



                   California State Disability
                   California State Disability (SDI) is a state-mandated program funded by California workers
                   that’s designed to replace part of your wages if you experience a short-term disability due
                   to a non-work-related illness, injury, pregnancy, or childbirth. SDI provides a benefit of
                   approximately 60%-70% of your pre-disability earnings (depending on your income) up to a
                   limit set by the state.

                   Visit the EDD website at www.edd.ca.gov for more information.





                MetLife | Short Term Disability                       Short Term Disability       Benefit
                You will be auto-enrolled in this plan at          Benefit Percentage              20%
                NO COST to you                                     Weekly Benefit Maximum         $1,500
                In addition to California State Disability (SDI), our
                Short Term Disability (STD) insurance will pay you   When Benefits Begin           Day 8
                while you’re unable to work due to an accident,    Maximum Benefit Duration      12 Weeks
                sickness, or pregnancy.



                MetLife | Long Term Disability                         Long Term Disability       Benefit
                You will be auto-enrolled in this plan at          Benefit Percentage              60%
                NO COST to you                                     Monthly Benefit Maximum       $15,000
                If you become disabled for an extended period
                of time, you will be paid through our Long Term    When Benefits Begin            Day 91
                Disability plan.                                   Maximum Benefit Duration      To Age 65
























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