Page 8 - Burnham Benefits Guide 2017
P. 8

MEDICAL INSURANCE





        Summary of                                                   Kaiser Permanente          UnitedHealthcare
        Benefits and                                                   Platinum 0/15          Signature 20-40/70%
        Coverage (SBC):           Plan Features                          HMO Plan                   HMO Plan
        Health insurance                                                                        UnitedHealthcare
        issuers and group         Network                            Kaiser Permanente        SignatureValue (HMO)
        health plans are          Lifetime Maximum                        Unlimited                 Unlimited
        required to provide       Annual Deductible
        you with an easy-to-       Individual                               None                      None
        understand summary         Family                                   None                      None
        about your health         Coinsurance (Plan Pays)                  100%                      100%
        plan’s benefits and
        coverage, referred to as   Physician Office Visit                $15 Copay                 $20 Copay
        a Summary of Benefits      PCP                                   $40 Copay                 $40 Copay
        and Coverage (SBC).        Specialist
        This Employee Benefit     Out-of-Pocket Maximum
        Guide is designed to       Individual                              $4,000                    $3,000
        help you compare the       Family                                  $8,000                    $6,000
        plan options offered by   Hospitalization
        Burnham. Please refer      Inpatient                        $290/Day, Max 5 Days              70%
        to the SBC and carrier     Outpatient Surgery                    $290 Copay                   70%
        contracts for additional   Emergency Services                    $150 Copay                $200 Copay
        plan details.                                                 Waived if Admitted        Waived if Admitted
                                  Urgent Care                            $15 Copay                 $20 Copay
                                  Preventive Care                          100%                      100%
                                  Chiropractic                          Not Covered                $15 Copay
                                                                                                Max 20 Visits/Year

                                  Acupuncture                            $15 Copay                 $10 Copay
                                  Prescription Drugs
                                   Retail Pharmacy
                                   – Supply Limit                         30 Days                   30 Days
                                   – Generic                              $5 Copay              Tier 1: $15 Copay
                                   – Brand Name Formulary                $15 Copay              Tier 2: $35 Copay
                                   – Brand Name Non-Formulary               N/A                 Tier 3: $50 Copay
                                                                                              Tier 4: 25% Max $250
                                  Mail Order Pharmacy
                                   – Supply Limit                         100 Days                  90 Days
                                   – Generic                             $10 Copay              Tier 1: $30 Copay
                                   – Brand Name Formulary                $30 Copay              Tier 2: $70 Copay
                                   – Brand Name Non-Formulary               N/A                 Tier 3: $100 Copay
                                                                                              Tier 4: 25% Max $500

                                      FINDING A MEDICAL PROVIDER:
                                      •   Kaiser Permanente: Login to www.kaiserpermanente.org or call (800) 464-4000
                                      •   UnitedHealthcare  HMO:  Login  to  www.myuhc.com  or  call  (800)  624-8822.  HMO
                                          members should refer to the “UnitedHealthcare SignatureValue (HMO)” network
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