Page 9 - Burnham Benefits Guide 2017
P. 9

MEDICAL INSURANCE






                                               UnitedHealthcare                          UnitedHealthcare
                                            Select Plus 20/750/20%                    Select Plus 2000/80%
         Plan Features                              PPO Plan                                 HSA Plan
                                      UnitedHealthcare                         UnitedHealthcare
         Network                         Select Plus       Non-Network            Select Plus        Non-Network
         Lifetime Maximum                           Unlimited                                Unlimited
         Annual Deductible
           Individual                       $750              $1,500                $2,000             $13,000
           Family                          $1,500             $3,000                $2,600             $26,000
         Coinsurance (Plan Pays)            80%                50%                   80%                 50%

         Physician Office Visit
           PCP                           $20 Copay             50%                   80%                 50%
           Specialist                    $40 Copay             50%                   80%                 50%
         Out-of-Pocket Maximum
           Individual                      $5,500             $11,000               $6,500             $26,000
           Family                         $11,000             $22,000               $13,000            $52,000
         Hospitalization
           Inpatient                  $250 Copay, 80%     $250 Copay, 50%            80%                 50%
           Outpatient Surgery         $250 Copay, 80%     $250 Copay, 50%            80%                 50%
         Emergency Services                       $100 Copay                                   80%
                                                Waived if Admitted
         Urgent Care                     $50 Copay             50%                   80%                 50%
         Preventive Care                   100%             Not Covered          100% (No Ded)       Not Covered
         Chiropractic                    $20 Copay             50%                   80%                 50%
                                                Max 24 Visits/Year                       Max 24 Visits/Year

         Acupuncture                     $20 Copay             50%                   80%                 50%
         Prescription Drugs
           Retail Pharmacy                                                      Plan Ded Applies   Plan Ded Applies
           – Supply Limit                 30 Days             30 Days               30 Days            30 Days
           – Tier 1                      $15 Copay           $15 Copay            $20 Copay           $20 Copay
           – Tier 2                      $35 Copay           $35 Copay            $50 Copay           $50 Copay
           – Tier 3                      $60 Copay           $60 Copay            $100 Copay         $100 Copay
           – Tier 4                    25% Max $250        25% Max $250          25% Max $250       25% Max $250
           Mail Order Pharmacy
           – Supply Limit                 90 Days               N/A                 90 Days              N/A
           – Tier 1                     $37.50 Copay        Not Covered           $50 Copay          Not Covered
           – Tier 2                     $87.50 Copay        Not Covered           $125 Copay         Not Covered
           – Tier 3                      $150 Copay         Not Covered           $250 Copay         Not Covered
           – Tier 4                    25% Max $250         Not Covered          25% Max $500        Not Covered

              FINDING A MEDICAL PROVIDER:
              •   UnitedHealthcare PPO and HSA: Login to www.myuhc.com or call (800) 357-0978. PPO and HSA members
                  should refer to the “UnitedHealthcare Select Plus” network


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