Page 13 - MyPoint EE Guide
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BENEFITS





         Voluntary Worksite Benefits

         You may purchase additional insurance from Aflac and Washington National that will help to cover additional out-of-pocket
         expenses. These policies offer direct-to-the-policyholder cash payouts to help cover what other insurance doesn’t. Your premiums
         are paid through payroll deductions on an after-tax basis. These policies are portable, which means that you can keep them should
         you change jobs or retire, with no increase in premiums.

         Aflac | Accident Insurance                    Washington National |
         For a covered accident, Aflac policyholders receive   Supplemental Universal Life
         cash benefits to use as they see fit. This plan helps   This benefit provides valuable universal life insurance protection. It also
         provide a financial cushion if a covered accident   offers you a way to accumulate cash value and earn interest on a tax-
         occurs. Coverage is provided 24 hours a day, 7 days   deferred basis. You can determine the premium amount you can afford
         a week.                                       starting at $4 per week, and you can change your premium amount as
                                                       your needs change.
         Aflac | Short Term Disability
         In the case of illness or injury off the job, this plan   Washington National |
         helps you maintain your standard of living and   Supplemental Cancer Insurance
         helps you pay your bills.                     This benefit is payable upon diagnosis when any insured family member is
                                                       diagnosed with any type of internal cancer. In and Out of hospital benefits
         Aflac | Cancer/Specified Disease              are available as well.
         This plan pays cash benefits that can be used to
         help offset cancer-related expenses and to help   Washington National | Active Care
         with a variety of daily living expenses.
                                                       This benefit provides a lump sum benefit for cancer and critical conditions.
                                                       You also have the option to purchase hospital and accident coverage as
         Aflac | Hospital Confinement                  well.
         Hospital Confinement helps with the non-covered
         expenses of a hospital stay. This plan also includes   Washington National | AccidentAssure
         physician visits. This umbrella policy covers any
                                                       This plan helps protect you and your family, offering benefits for common
         illness and any injury.
                                                       accidental injuries occurring on or off the job. There are two levels of
                                                       coverage that you can choose from.
         Aflac | Specified Health Event
         Protection                                    Washington National |
         This plan is designed to provide you with cash   Hospital Intensive Care Insurance
         benefits if you experience a catastrophic event,
                                                       This benefit covers ICU confinements with a daily benefit paid to you
         such as a heart attack or stroke. You will have
                                                       directly. There are three levels of coverage that you can choose from.
         added financial resources to help you with your
         living expenses.                              Washington National | Pulse Protection

         Aflac | Dental                                This benefit covers heart disease, heart attacks, and stroke. Benefits are
         Aflac’s Dental plan provides benefits for periodic   paid based on hospital confinement and procedure.
         checkups and cleaning, X-rays, fillings, crowns and
         much more.


                        To Enroll in Benefits
                        •   Aflac: Contact our Aflac Representative, Lauren Smith, by calling (619) 800-3522 or via email at
                           laurensmithinsuranceservices@gmail.com.
                        •   Washington National: Contact our Washington National Representative, Michael Notte, by calling
                           (330) 842-9732 or via email at mikenotte@pmagoldrush.com.







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