Page 5 - MyPoint EE Guide
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BENEFITS





         Medical Insurance                                         Cigna

                                                                   Access to Care
         Cigna | Select HMO                                        With the Cigna Health Maintenance Organization (HMO)
         With the Cigna Select Network Health Maintenance          plans, you must obtain services within the network and
         Organization (HMO) plan, you can access Select HMO network   medical group you select at enrollment,  except in the
         Providers and facilities.                                 case of emergency. All of your care must be directed
                                                                   through your selected doctor or medical group but you
         Cigna | Full HMO                                          can choose and change your doctor at any time, for any
         The Full Network Health Maintenance Organization plan     reason. In addition, Cigna offers online tools so you can
         through Cigna offers the same benefits as the Select, but with   look up doctors, refill prescriptions, and more.
         a larger number of Providers in the network to choose from.

                         Finding a Medical Provider
                         You have two networks to choose from. The Select network and the Full network.

                         The Select network is a narrower network giving you access to local Providers in the Mercy Physicians
                         Medical Group, Rady Children's, Scripps Green, Scripps Memorial Hospital, Scripps Clinic Medical Group,
                         Scripps Coastal Medical Center, Scripps Physicians Medical Group.

                         The Full network includes the above Providers as well, but also additional Providers.
                          Go to www.cigna.com or call 800-CIGNA24


         Go to www.cigna.com and click on “Find a Doctor, Dentist or Facility”
         •  Choose “Employer or School”
         •  Enter your zip code and Click your preferred search type (by type of doctor, name of doctor or location)
         •  “Continue as a Guest”
         •  Choose Primary Care Provider (PCP) from the drop down menu and “Continue”
         •  Click on “Southern California” for the Full HMO or
         •  Choose “Southern California Select” for the Select HMO



         Health Information Line                       Summary of Benefits and Coverage (SBC)

         Call the Health Information Line 24 hours a day, seven   This guide is designed to help you understand the medical plan options
         days a week. Speak with a clinician trained as a nurse   offered to you by MyPoint. Please refer to the SBC and carrier contracts
         who  is  ready  to  provide  medical  guidance  and  help   provided by Cigna for additional plan details.
         answer  health  questions  like  how  to  treat  a  twisted
         ankle  or  a  child's  fever.  This  toll-free  number  is
         800.24.CIGNA

         Get information to help you decide where and when
         you should get treatment for immediate heath care              Educational Video
         needs.                                                         Benefits  terminology  can  get  confusing.  Click
                                                                        here to watch a quick video to learn the basics of
         Call if you need general health information or have a          how our medical plans work.
         specific health concern.                                       Deductibles,  Copays,  Coinsurance,  and  Out-of-
                                                                        Pocket Maximums
         You can also listen  to hundreds of podcasts to help           http://video.burnhambenefits.com/terms/
         you stay informed about your health.

         Select  a  topic  and  listen  via  live-stream  on  your
         computer via myCigna.com.
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