Page 13 - PLM Benefit Guide 4-2018 Final
P. 13

Employee Contributions





         Health Benefit Costs

         This chart compares the per paycheck costs for our Employee Benefit plans. Your cost for coverage will vary depending on
         the option and level of coverage you choose. Employee contributions for medical, dental, and vision are deducted from your
         paycheck with pre-tax dollars. This means that contributions are taken from your earnings before taxes, resulting in lower
         taxes and increased take home pay. For your convenience, your age-banded medical, voluntary life and AD&D, accident,
         critical illness, and hospital indemnity premiums have been pre-calculated for you in EaseCentral.

                                                                   Medical Sample Age
                                                           Employee Only /  Employee + Family*
                                                                    Cost Per Paycheck

         MEDICAL OPTIONS                Age 35           Age 40          Age 45           Age 50          Age 55
         Kaiser Gold 80 HMO         $35.53 / $242.01   $37.16 / $247.70   $41.98 / $264.60   $51.92 / $299.39  $64.83 / $344.58
         Kaiser GF 30/1500 HMO      $29.54 / $186.92   $39.97 / $199.20   $39.97 / $199.20   $53.35 / $226.43  $66.28 / $278.35

         Blue Shield Silver Access+ HMO   $59.64 / $319.63   $62.37 / $327.65   $70.48 / $351.44   $87.17 / $400.44  $108.84 / $464.05
         Blue Shield Silver Full PPO 2000  $37.20 / $246.64   $38.90 / $252.61   $43.96 / $270.29   $54.37 / $306.73  $67.89 / $354.04
         Blue Shield Platinum Full PPO    $107.31 / $474.64  $112.22 / $487.02  $126.80 / $523.76  $156.84 / $599.45  $195.82 / $697.69

         DENTAL OPTIONS                           ANTHEM                                   ANTHEM
                                                   DHMO                                      DPPO

         Employee Only                              $1.23                                   $14.17
         Employee + Spouse                          $4.30                                   $30.97
         Employee + Child(ren)                      $8.24                                   $31.37
         Employee + Family                          $8.24                                   $52.18

         VISION OPTION                                                  ANTHEM
                                                                          PPO

         Employee Only                                                    $0.66
         Employee + Spouse                                                $2.32
         Employee + Child(ren)                                            $2.06
         Employee + Family                                                $3.81
         BASIC LIFE AND AD&D / LONG                                MUTUAL OF OMAHA
         TERM DISABILITY

         Employee Only                                             Paid by PLM Operations
         EMPLOYEE ASSISTANCE                                       MUTUAL OF OMAHA
         PROGRAM
         Employee + Family                                         Paid by PLM Operations
         VOLUNTARY LIFE AND AD&D                                   MUTUAL OF OMAHA

         Employee + Family                          For your convenience, your voluntary  premiums have been
                                                             pre-calculated for you in Ease Central
         ACCIDENT / CRITICAL ILLNESS /                                   UNUM
         HOSPITAL INDEMNITY
         Employee + Family                          For your convenience, your voluntary  premiums have been
                                                             pre-calculated for you in Ease Central

         *Family assumes spouse at same employee age and 2 children under age 14

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