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TWO TYPES OF FSAS

HEALTH CARE SPENDING ACCOUNT (HCSA) DEPENDENT CARE SPENDING ACCOUNT (DCSA)

$2,600 $5,000

Set aside up to $2,650 pre-tax in 2018 Set aside up to $5,000 pre-tax in 2018—dropping your
for your family (feds can’t tax that $2,650)! taxable income by $5,000 for the year!

Use this money to pay for childcare or care of a disabled
Use the money to cover medical expenses such as
dependent while you work. Eligibility for who and what
doctor visits, prescriptions, dental and vision expenses,
you can spend it on are subject to strict IRS regulations—
acupuncture, etc. Subject to strict IRS regulations—see
see the restrictions and itemized list in the BeneTrac
the itemized list in the BeneTrac Resource Library
Resource Library (log in to www.benetrac.com).
(log in to www.benetrac.com).

Money must be used by December 31st. No roll-over here. Use your money by
The HCSA only rolls over up to $500 in unused funds, so December 31st, or lose it. Forever. :(
anything over $500 will be gone forever. :(

To enroll, log in to BeneTrac, choose the FSA option that’s best suited for you, then enter the amount of money you
want to contribute. Keep in mind, there are additional tax considerations for married couples. Also, the Health Care FSA
can only be used for dental and vision if you’re enrolled in the Anthem HSA PPO medical plan. Your HSA will be for
medical expenses only. See page 7 and 13 for more on HSAs.

If you understood all those letter combinations, congrats on being acronym-ble.

Still trying to figure out if an FSA is right for you? We’re here to help at: benefits@riotgames.com :)

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