Page 2 - Inglewood USD Benefits Guide 2019 - Retiree_FINAL

Welcome to Inglewood USD!

This guide provides a summary of your benefit options and is designed to help you make choices and enroll for coverage. If you
would like more information about any of the benefits described here, please contact the Benefits Department at (310) 419-2760.

CONTENTS

Important Information 2 Dental Insurance 10
Enrollment Information 3 Vision Insurance 11
Online Enrollment 4 Resources and Contacts 11

Medical Insurance 5 Retiree Contributions 12
Value Added Programs 8

IMPORTANT INFORMATION

ACA Annual Notices

The Affordable Care Act (ACA) requires applicable large Inglewood USD’s plans are partially arranged by
employers to make affordable coverage available to their Inglewood USD and governed by its plan rules and
employees or risk paying a penalty. It is important that you documents. Various state and federal laws require that
understand your options for health insurance coverage. You may employers provide disclosure and annual notices to
consider these options below: their plan participants.
• Enroll in a medical plan offered by Inglewood USD or The following is a list of the annual notices:
another group plan • Medicare Part D Notice of Creditable Coverage
• Purchase coverage through a health insurance marketplace • Women's Health and Cancer Rights Act (WHCRA)
• Enroll in coverage through a government-sponsored • Newborns’ and Mothers’ Health Protection Act
program (if eligible) • Special Enrollment Rights
• Medicaid & Children’s Health Insurance Program
Because Inglewood USD’s medical plans are considered • HIPAA Notice of Privacy Practices
affordable and meet minimum value under the Affordable Care • Summary of Benefits and Coverage (SBC)
Act, you will not generally see lower premiums or out-of-pocket Inglewood USD distributes annual notices to new-hires,
costs through the marketplace. In addition, employer
and each year during open enrollment. You may also
contributions to your medical benefits will be lost if you choose request a copy by contacting Employee Benefits
to purchase coverage through the marketplace, and your portion Specialist, Audrey Velasco, at (310) 419-2760 or
of medical premiums will no longer be paid via payroll download a copy from the Online Employee Benefits
deductions on a pre-tax basis.
Portal (PlanSource).

For More Information
Go to www.healthcare.gov.

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