Page 3 - Inglewood USD Benefits Guide 2019 - Retiree_FINAL

ENROLLMENT INFORMATION

Paying For Your Coverage
You and the District share in the cost of the Medical (Kaiser Permanente and Anthem Blue Cross PPOs only), Dental and Vision
benefits you elect. Your Medical, Dental, and Vision contributions are deducted from your salary before taxes are withheld, which
saves you tax dollars. Paying for benefits before‐tax means that your share of the costs are deducted before taxes are determined,
resulting in more take‐home pay for you. As a result, the IRS requires that your elections remain in effect for the entire year. You
cannot drop or change coverage unless you experience a qualifying event.

Who May Enroll
Retiree benefits eligibility subject to all of the following conditions: Retiree completed twenty (20) years of credited service with
the District immediately prior to retirement: enrolled in a district approved medical plan at time of retirement; retired in
accordance with STRS/PERS regulations; at least 55 years of age and receiving STRS/PERS.

Unit members who retire prior to January 1, 2016, shall be eligible for a District annual contribution toward District medical
insurance equal to active employees Eligible full time unit members who retire from the District after January 1, 2016, shall be
eligible for a District contribution for employee only medical coverage equal to active employees any out of pocket costs will be
reimbursed to the district by the retiree as a condition of continued eligibility. Payments should be made to Inglewood USD by the
first of the month in no less than one month increments.

When You Can Enroll
As an eligible Retiree, you may enroll at the following times:
• As a new hire, you may participate in the District’s benefits program on the first day of the month following your date of hire
and no later than 60 days from date of hire
• Each year, during open enrollment
• Within 30 days of a qualifying event as defined by the IRS (see Changes To Enrollment below)

Changes To Enrollment
Our benefit plans are effective October 1 through September 30 . There is an annual open
enrollment period each year, during which you can make new benefit elections for the following
October 1st effective date. Once you make your benefit elections, you cannot change them
throughout the year unless you experience a qualifying event as defined by the IRS.

Examples include, but are not limited to the
following: • Change in your residence or workplace (if
• Marriage, divorce, legal separation or your benefit options change)
annulment • Loss of coverage through Medicaid or
• Birth or adoption of a child Children’s Health Insurance Program (CHIP)
• A qualified medical child support order • Loss of coverage from another health plan
• Death of a spouse or child
• A change in your dependent’s eligibility
status Benefits Plan Year:
October 1–

Coverage for a new dependent is not automatic. If you experience a qualifying event, you have 60 September 30
days to update your coverage. Please contact the Benefits Department immediately following a
qualifying event to complete the appropriate election forms as needed. You may login to

PlanSource to update your dependent information as needed. PlanSource login information is
located on page 4 of this guide. If you do not update your coverage within 60 days of the
qualifying event, you must wait until the next annual open enrollment period to update your
coverage.

Online Carrier Resources
Take advantage of the online resources available through our insurance carriers. You can locate network providers,
manage your claims, obtain health and wellness information, and much more! Insurance carrier website addresses are
located on page 11 of this guide.

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