Page 12 - Column Five EE Guide 12-19 -National

BENEFITS

Disability Insurance Commuter Benefits – NEW YORK

If you are unable to work due to an illness or injury, IGOE | Commuter Benefit Plan
disability provides a source of income to meet your Column Five Media provides you with a Transportation Spending
needs. Disability insurance provides benefits that Account Plan through IGOE. The Transportation Spending Account
replace part of your lost income when you become plan allows you to pay for work-related transit and parking expenses
unable to work due to a covered injury or illness. with pre-tax dollars.

You can set aside up to:
• $265 per month for mass transit expenses including Transit
Passes and Vanpooling
Guardian | Long Term Disability • $265 per month for parking
This coverage is provided by Column Five
Media at no cost to you
Column Five Media offers you Long Term Disability
(LTD) to provide income replacement if you
become disabled for an extended period of time. Retirement Planning

Guideline | 401(k) Safe Harbor Plan
Long Term Disability Benefit
You are encouraged to participate in Column Five Media’s 401(k)
Benefit Percentage 60% plan. This plan allows you to fund your retirement with pre-tax
dollars. . If you are 50 years old or older during the plan year, you
Monthly Benefit $6,500
Maximum may contribute a catch-up deferral.

When Benefit Begin 91st Day
To Social Security 401(k) IRS Maximums 2019 2020
Maximum Benefit
Normal Retirement
Duration Elective Deferral $19,000 $19,000
Age
Catch-Up Deferral (Age 50+) $6,000 $6,000

Column Five Media will match 100% of your employee contributions
up to the first 3% of pay, then 50% of your employee contributions
on the next 2% of pay:

Company
Contribution Company Match Equivalent
Up to 3% of Salary 100% of Contribution 3%
4% +50% of the Additional 1% 3.50%

5% +50% of the Additional 2% 4%
6% +50% of the Additional 3% 4.50%
7% +50% of the Additional 4% 5%

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