Page 18 - Sumitomo EE Guide 06-20 Final English

BENEFITS

VOLUNTARY BENEFITS

METLIFE| VOLUNTARY ACCIDENT
MetLife Accident insurance provides a financial cushion for life’s unexpected events. It provides you and your covered family
members a lump-sum payment to help cover your out-of-pocket medical costs or your family’s everyday living expenses in case of
an accidental injury (off the job only). For covered accidental injuries, payments are made directly to you, regardless of any other
coverage. Benefits are paid according to a fixed schedule that includes medical services and over 150 different covered events,
such as: fractures; dislocations; concussions; physical and occupational therapy; home modifications and more. For example, if you
had an emergency room visit, MetLife would pay you $100! You will also receive a $50 wellness benefit paid out each year for
getting your annual preventative exam. Please refer to the benefit summary on Paycom for a complete list of services and
treatments covered and their benefit payments.

METLIFE | VOLUNTARY CRITICAL ILLNESS
MetLife Critical Illness insurance can help you protect yourself, your family and your budget from the financial impact of a serious
medical condition. You will receive a lump-sum cash payment upon diagnosis of a covered condition such as a Heart Attack, Stroke,
Kidney Failure and Cancer. You may elect $10,000 or $20,000 for yourself, and your spouse and child(ren) can choose an amount
up to 50% of your election. If you or one of your family members is diagnosed with a covered condition, you may be eligible to
receive the entire benefit amount of $10,000 or $20,000! You will also receive a $50 wellness benefit paid out each year for getting
your annual preventative exam. Please refer to the benefit summary on Paycom for a complete list of covered conditions.

ACCESSING YOUR VOLUNTARY BENEFITS

To view your Certificate or submit a claim go to www.metlife.com/mybenefits

OTHER PROGRAMS

RETIREMENT PLANNING

VOYA | 401(K)
You are encouraged to participate in SRNA’s 401(k) plan. This plan allows you to fund for your retirement with pre‐tax dollars. You
can defer up to 100% of your annual salary to the IRS benefit maximum of $19,500. If you are 50 years old or older during the plan
year, you may contribute a catch-up deferral.

Participating in your Retirement plan is made easy through Automatic Enrollment at 3% and Automatic Contribution rate escalation
at 1% per year up to a maximum of 6%. As you participate in the 401(k), SRNA will match employee contributions with 100% of the
first 4% contributed, then 50% of the next 2% contributed (total match available is 5%). You are immediately 100% vested on both
employee deferrals and the company match. You may increase or decrease the amount you are contributing or stop making
contributions at any time.

ACCESSING YOUR 401(K)

Go to www.voyaretirementplans.com

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