Page 7 - Sample Fotokem.pub
P. 7

Benefits





         Medical Insurance



                                                         Aetna                                 Aetna
                                                          PPO                                 HSA PPO

        Network Name                        Managed Choice      Non-Network        Managed Choice     Non-Network
                                           POS (Open Access)                      POS (Open Access)
        Health Benefits
        Life me Maximum                                 Unlimited                             Unlimited

        Deduc ble (Annual)
         - Individual                           $750               $750               $2,600            $2,600
         - Family                               $2,250            $2,250              $5,200            $5,200
        Co-Insurance (Plan Pays)                 90%                70%                 90%              70%
        Office Visit Copay
         - Primary Care Physician             $30 Copay          Ded, 70%            Ded, 90%          Ded, 70%
         - Specialist Office Visit              $30 Copay          Ded, 70%            Ded, 90%          Ded, 70%
        Out-of-Pocket Maximum
         - Individual                           $3,000            $6,000              $2,600            $5,000
         - Family                               $6,000            $12,000             $5,200            $10,000
        Hospitaliza on
         - Inpa ent                            Ded, 90%          Ded, 70%            Ded, 90%          Ded, 70%
         - Outpa ent                           Ded, 90%          Ded, 70%            Ded, 90%          Ded, 70%

        Lab and X-Ray
         - Diagnos c                           Ded, 90%          Ded, 70%            Ded, 90%          Ded, 70%
         - Complex                             Ded, 90%          Ded, 70%            Ded, 90%          Ded, 70%
        Emergency Services                           $100 Copay, 90%                          Ded, 90%
        Urgent Care                           $20 Copay          Ded, 70%            Ded, 90%          Ded, 70%

        Preven ve Care                          100%             Ded, 70%              100%            Ded, 70%
        Chiroprac c                           $20 Copay         Not Covered          Ded, 90%          Ded, 70%
                                                      20 Visits/Year                        20 Visits/Year

        Pharmacy Benefits
        Pharmacy Deduc ble
         - Individual                            $0                 $0                Health Plan Deduc ble Applies
         - Family                                $0                 $0                Health Plan Deduc ble Applies

        Retail Pharmacy
         - Generic Formulary                  $15 Copay        $15 Copay, 70%        $10 Copay       $10 Copay, 70%
         - Brand Name Formulary               $30 Copay        $30 Copay, 70%        $30 Copay       $30 Copay, 70%
         - Non-Formulary                      $50 Copay        $50 Copay, 70%        $50 Copay       $50 Copay, 70%
         - Supply Limit                        30 Days            30 Days             30 Days           30 Days
        Mail Order Pharmacy
         - Generic Formulary                  $30 Copay         Not Covered          $20 Copay        Not Covered
         - Brand Name Formulary               $60 Copay         Not Covered          $60 Copay        Not Covered
         - Non-Formulary                      $100 Copay        Not Covered          $100 Copay       Not Covered
         - Supply Limit                        90 Days              N/A               90 Days             N/A


                                                                                                                   7
   2   3   4   5   6   7   8   9   10   11   12