Page 10 - AMT Gordian TEXAS EE Guide 01-2020
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BENEFITS




         Dental Insurance



         UHC | PPO
         With the United Healthcare Preferred Provider Organization (PPO) dental plan, you may visit a PPO dentist and benefit
         from the negotiated rate or visit a non-network dentist. When you utilize a PPO network dentist, your out-of-pocket
         expenses will be less. You may also obtain services using a non-network dentist; however, you will be responsible for
         the difference between the covered amount and the actual charges and you may be responsible for filing claims.

         UHC | DHMO (Texas)
         With the Dental Health Maintenance Organization (DHMO) plans through United Healthcare, you are required to select a
         general dentist who is a member of the Select Managed Care DHMO network in Texas. You will contact your general
         dentist for all of your dental needs, such as routine check-ups and emergency situations. If specialty care is needed,
         your general dentist will provide the necessary referral. For covered procedures, you'll pay the pre-set copay or
         coinsurance fee described in your DHMO plan booklet. Please keep a copy of your booklet to refer to when utilizing your
         dental care. This will show the applicable copays that apply to all of the dental services that are covered under this plan.

                                                                   UHC                              UHC
         Plan Name                                             Passive PPO                   DHMO D091N (TX)

                                                    National Options                      TX Select Managed Care
         Network Name                                    PPO 30         Non-Network                DHMO
         Dental Benefits

         Office Visit Copay                                                                       $0 Copay
                                                             $0 Copay $1,500
         Calendar Year Maximum                                                                    Unlimited

         Calendar Year Deductible
          - Individual                                     $50               $50                     $0
          - Family                                        $150              $150                     $0
         Preventive                                    No Charge         No Charge*       No Charge for Most Services
         Exams, X-Rays, Cleanings
         Basic Services                              Deductible, 10%   Deductible, 10%*      See Copay Schedule
         Fillings, Oral Surgery,
         Endodontics, Periodontics

         Major Services                              Deductible, 40%   Deductible, 40%*      See Copay Schedule
         Crowns, Prosthetics
         Orthodontia
          - Child                                     50% - $1,500 Lifetime Max Benefit         $1,895 Copay
          - Adult                                  50% - $1,500 Lifetime Max Benefit            $1,895 Copay
         *Dentists who are out-of-network have not agreed to pricing, and may bill you for the difference between what United
         Healthcare pays them and what the dentist usually charges.



                        Finding a Dental Provider
                        Go to www.myuhc.com. PPO participants should refer to the “National Options PPO 30” network,
                        and DHMO participants should refer to the “TX Select Managed Care DHMO plan” network when
                        prompted.

         Note
         We recommend you ask your dentist for a predetermination if total charges are expected to exceed $300.
         Predetermination enables you and your dentist to know in advance what the payment will be for any service that may be
         in question.





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