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BENEFITS




         Supplemental Benefits



         You may purchase additional insurance from United Healthcare that will help to cover additional out-of-pocket expenses.
         These policies offer direct-to-the-policyholder cash payouts to help cover what other insurance doesn’t.

         United Healthcare | Group Accident                   United Healthcare | Critical Illness
         United Healthcare Accident insurance will pay you a   Critical Illness insurance can help you protect yourself and
         benefit to help cover your out-of-pocket medical costs in   your family from the unexpected cost of fighting a life-
         case of an off-the-job accident. For covered accidental   threatening illness. You’ll receive a lump-sum cash payment
         injuries, fixed benefits are paid directly to you, regardless   upon diagnosis of a covered condition such as cancer, heart
         of any other coverage. Benefits are paid according to a   attack, stroke, renal (kidney) failure, major organ failure,
         fixed schedule that includes benefits for initial/emergency   paralysis, amyotrophic lateral sclerosis (Lou Gehrig’s
         care, hospitalization, fractures, dislocations, follow-up   disease), and blindness. This benefit is available for you,
         care, major diagnostic exams, physical therapy, and   your spouse, and your dependent children. Several benefit
         more. In addition, you are eligible for a $150 wellness   options are available so you may select the level of
         reimbursement for obtaining any one wellness screening   coverage that is best for you.
         from a list of covered tests. This benefit is available for
         you, your spouse, and your dependent children .      If you are in your initial eligibility period, guarantee issue is
                                                              available to you in amounts specified in the contract.  If you
         United Healthcare | Hospital Confinement  are no longer in your initial eligibility period, you may enroll
         United Healthcare Hospital Confinement insurance is   in Voluntary Critical Illness as long as you provide proof of
         designed to provide financial protection for covered   good health. To provide proof of good health, you will be
         individuals by paying a lump sum benefit if you are   asked to complete a health questionnaire and are subject to
         admitted to the hospital, as well as a daily benefit for   insurance carrier approval. United Healthcare may approve
         days spent confined. For pre-existing condition      or decline coverage based on a review of your health
         limitations, there is a 6 month look back. Benefits are   history.
         paid directly to the insured and do not coordinate with
         any other benefit payments.




                        For More Information
                        Go to www.myuhc.com or call (888) 299-2070




         Healthy Rewards Program

         United Healthcare | Healthy Rewards Program
         United Healthcare’s Healthy Rewards provides discounts of up to 60% on various wellness programs and services. No
         referrals  or  claim  forms  are  needed.  You  and  your  family  members  can  enjoy  instant  savings  when  you  visit  a
         participating provider or shop online.




         Weight Management       Fitness Clubs          Vision and        Complimentary and    Health and Wellness
            and Nutrition        Memberships          Hearing Care            Alternative            Products
                                                                               Medicine


                       To Start Saving Today
                       The Active&Fit Direct gym membership program can be accessed by calling (800) 258-3312 (option
                       3). You will be transferred to an Active&Fit Direct customer service agent. For Jenny Craig, go to
                       www.jennycraig.com/healthyrewards.


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