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DPPO Plan
       This plan offers you the freedom and flexibility to use the dentist of your choice. However, you will maximize your benefits and reduce your out-of-pocket
       costs if you choose a dentist who participates in the Delta Dental PPO or Premier network. When you utilize a PPO or Premier dentist, your out-of-pocket
       expenses will be less, however, you will usually pay the lowest amount for services when you visit a Delta Dental PPO dentist. If you obtain services using a
       non-network dentist, you will be responsible for the difference between the covered amount and the actual charges and you may be responsible for filing
       claims. The chart below provides a high-level overview of your dental plan.


       Kaiser Members
       The Kaiser plan offers pediatric dental only for children to age 19. In general, the Kaiser pediatric dental plan covers basic dental care and major dental
       services only when medically necessary. Kaiser uses the Delta Dental network. Please review the Kaiser documents to learn more about the benefits and
       exclusions.


                                  KAISER HMO                                 DELTA DENTAL
       PLAN NAME                    MEDICAL                                        PPO

       NETWORK NAME               DELTACARE USA          DELTA DENTAL         DELTA DENTAL         NON-NETWORK                 FINDING A DENTAL
                                     NETWORK
                                                                                 PREMIER
                                                              PPO
                                                                                                                               PROVIDER
       Deductible (per calendar year)                                                                                          Go to
       Individual / Family               $0                                      $50 / $150                                    www.deltadentalins.com.
                                                                                                                               DHMO members refer to
       Benefit Maximum (per calendar year; Preventive, Basic and Major Services combined)
                                                                                                                               the DeltaCare USA network
       Per Individual                   N/A                                       $1,500                                       and PPO members refer to
                                                                                                                               the Delta Dental PPO or
       Covered Services
                                                                                                                               Delta Dental Premier
                                                              100%
       Preventive Services            Covered           Deductible Waived          80%                  80%                    network when prompted.

       Basic Services                 Covered                  80%                 80%                  80%                    For Kaiser pediatric
       Major Services                 Covered                  50%                 50%                  50%                    benefits: please go to
                                                                                                                               kp.org
       Orthodontia                Medical necessity                                50%
       (Child/Adult)                   only*                                      $1,500

       *Orthodontic treatment for Kaiser members are covered when there is severe handicapping malocclusion and is not
       a cosmetic condition. Prior authorization is required. Please review the Kaiser documents for full details on all dental
       plan provisions.
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