Page 10 - Sample Calendar Layout EE Guide
P. 10

KAISER                                             AETNA
       PLAN NAME                                                    HMO                                            OAMC/PPO
       NETWORK NAME                                          KAISER PERMANENTE                OPEN ACCESS MANAGED                 NON-NETWORK*
                                                                                                  CHOICE NETWORK
                                                                  NETWORK
       Deductible (per calendar year)
       Individual / Family                                      $1,000 / $2,000                      $250 / $500                    $500 / $1,000
       Out-of-Pocket Maximum (per calendar year)
       Individual / Family                                           None                          $2,250 / $4,500                 $4,500 / $9,000

       Covered Services
       Office Visits (physician / specialist)                $20 Copay / $30 Copay                    $10 Copay                 30% after deductible
       Routine Preventive Care                                   Covered 100%                       Covered 100%                    Not Covered
       Telemedicine                                              Covered 100%                         $10 Copay                     Not Covered
       Coinsurance (Plan Pays)                                       100%                                90%                            70%
       Outpatient Diagnostic Lab & X-Ray                 Copay applies at office visit, other-      Covered 100%                30% after deductible
       (physician’s office / other facility)                wise, 0% after deductible
       Complex Imaging                                   Copay applies at office visit, other-
       (physician’s office / other facility)                wise, 0% after deductible            10% after deductible           30% after deductible
       Emergency Room                                             $200 Copay                         $100 Copay                     $100 Copay
       (copay waived if admitted)
       Urgent Care Facility                                       $40 Copay                           $50 Copay                 30% after deductible
       Inpatient Hospital Stay                                0% after deductible                10% after deductible           30% after deductible

       Outpatient Surgery                                     0% after deductible                10% after deductible           30% after deductible
       Chiropractic                                             Discounts apply                $10 Copay, 20 visits/year        30% after deductible

           * Non-Network providers do not have a contract and therefore can charge you any amount. Aetna will reimburse you up to an allowed amount based on a % of Medicare.
                                                           You are responsible for any amount above the above the allowed amount, commonly known as balanced billing.
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