Page 16 - Lake Avenue Church Benefits Guide 2020

Supplemental Benefits

MetLife | Group Accident

Group Accident insurance pays benefits to help you cover the unexpected costs associated with a covered accident. Benefits are
flat dollar payments by incident (not based on medical expenses incurred). Covered benefits include specified injuries, medical
treatments, hospital admissions/confinements, accidental death, dismemberment, and loss/paralysis. Coverage is also available
for your spouse/registered domestic partner, and your dependent children.

Health Screening Benefit (Wellness): MetLife will also provide an annual benefit of $75 for taking one of their eligible screening/
preventive measures.

MetLife | Critical Illness

Critical Illness insurance is designed to help you offset the costs of certain covered critical illnesses such as heart attack, stroke,
kidney failure, coronary artery bypass graft, and cancer. When diagnosed with a covered condition, you will receive a lump-sum
benefit that you can use to pay for expenses such as deductibles, copays, transportation, personal expenses, and so on. A reoccur-
rence benefit is available if an initial benefit has been paid for the covered condition.

Health Screening Benefit (Wellness): MetLife will also provide an annual benefit of $50 for taking one of their eligible screening/
preventive measures.

Critical Illness is available to you, your spouse/domestic partner, and your children. You may purchase coverage for yourself in the
amount of $15,000 or $30,000 – and you will not be asked to submit a medical questionnaire or take a medical exam. If elected,
your dependent coverage will be 50% of your initial benefit.

MetLife | Hospital Indemnity

The Hospital Indemnity plan pays a benefit if you are admitted to the ICU, and an additional benefit if you are confined to a hospi-
tal – whether for planned or unplanned reasons. You can use your benefit payment as you wish. Use it to help cover your out-of-
pocket medical expenses, or for whatever purpose you choose. This benefit is available for you, your spouse/domestic partner,
and your children. You have a choice of two levels of coverage through MetLife’s Low or High plans.

Health Screening Benefit (Wellness): MetLife will also provide an annual benefit of $50 for the low plan, $100 for the high plan for
taking one of their eligible screening/preventive measures.

Employee Assistance Program

Lincoln Financial Group | EAP

The Employee Assistance Program (EAP) through Lincoln Financial provides you and your household members with free,
confidential assistance to help with personal or professional problems that may interfere with work or family responsibilities and
obligations. Services are available 24 hours a day, 7 days a week via a toll-free nationwide number.

You and your household members can receive up to 5 counseling sessions per person, per incident, per year.

Accessing the Employee Assistance Program
Support is one phone call away 24/7!
Call 888-628-4824 or visit: www.guidanceresources.com.
Then log-in with the program name: user name = LFGsupport; password = LFGsupport1

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