Page 8 - QSC Benefits Guide 7-18 CALIFORNIA PRINT
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MEDICAL INSURANCE



                                                                                                Cigna
              FINDING A MEDICAL                    Plan Features                 Option 1 HSA PPO (Choice Fund)
                     PROVIDER:                                                      Choice Fund
                                                   Network Name                       OA Plus         Non-Network
             Go to www.cigna.com or call (800)     HEALTH BENEFITS                    You Pay            You Pay
             244-6224 to find a provider near      Lifetime Maximum                            Unlimited
             you. Option 2 HMO participants        Annual Deductible
             should refer to the “Southern CA
             Select (St Joseph Hoag Health           Individual                        $1,500            $3,000
             Select Plan, Scripps Select Plan,       Individual in a Family            $2,700            $3,000
             HealthCare Partners Select Plan)”       Family                           $3,000             $6,000
             plan, Option 3 HMO participants       Coinsurance                          80%                50%
             should  refer  to  the  “CIGNA        Physician Office Visit
             HealthCare of California,               Primary Care Physician             20%                50%
             Inc. - So. CA HMO/Network” plan         Specialist                         20%                50%
             and PPO/HSA PPO participants          Out-of-Pocket Maximum
             should refer to the “Open Access        Individual                       $3,000             $6,000
             Plus, OA plus, Choice Fund OA           Family                           $6,000             $12,000
             Plus” plan when prompted.
                                                   Hospitalization
                                                     Inpatient                          20%                50%
                                                     Outpatient Surgery                 20%                50%

            myCigna Mobile App                     Emergency Services                            20%
            If you’re a Cigna member, consider     Urgent Care                          20%                50%
            downloading the myCigna mobile
            app for instant access to your         Acupuncture                          20%                50%
            health plan details. myCigna mobile                                              12 Visits/Year
            app provides secure member
            information, anytime, anywhere.        Preventive Care                Ded Waived, 0%           50%
            Use it to search for a doctor, urgent   Mental Disorders and
            care center, or facility. The app is   Substance Abuse
            convenient, easy-to-use, and free.       Inpatient                          20%                50%
                                                     Outpatient                         20%                50%
            Use the secure member app where
            you’ll have access to:                                                    You Pay            You Pay
            •   Cigna’s provider directory         PHARMACY BENEFITS
            •   Coverage details                   Pharmacy Deductible                 Health Deductible Applies*
            •   Deductible expenses                Retail (30 Day Supply)
            •   Account balances                     Generic Formulary               $10 Copay         Not Covered
            •   Claims information                   Brand Name Formulary            $25 Copay         Not Covered
            •   and more                             Non-Formulary                   $50 Copay         Not Covered

                                                   Mail Order (90 Day Supply)
            Download the myCigna mobile app          Generic Formulary               $20 Copay         Not Covered
            for free from the iTunes App Store       Brand Name Formulary            $50 Copay         Not Covered
            or Google Play Store. Please note,       Non-Formulary                  $100 Copay         Not Covered
            you must first register as a member                                    20% Max $250        Not Covered
            at www.mycigna.com                     Specialty (30 Day Supply)
                                                   *In-network preventive drugs/products are not subject to the deductible.

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