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Guardian Vision | Vision Plan
         Virgin Galatic & The Spaceship Company provides vision coverage through Guardian Vision. You can see an
         GUARDIAN Vision in-network provider or an out-of-network provider, however, your costs will be lower if you visit
         an in-network provider. If you visit an in-network provider you will be responsible for a copayment at the time of
         your service. If you receive services from an out-of-network doctor, you will pay all costs at the time of service and
         submit a claim for reimbursement.


                                                                         Guardian Vision
         Plan Name                                                             PPO

         Network Name                                  [Network Name]                      Non-Network
         Vision Benefits
         Copay
          - Examination                                    $10 Copay                             N/A
          - Materials                                      $10 Copay                             N/A

         Examination (Every X Months)                      No Charge                  Up to $50 Reimbursement
         Lenses (Every X Months)
          - Single Vision                                  No Charge                  Up to $50 Reimbursement
          - Bifocal                                        No Charge                  Up to $50 Reimbursement
          - Trifocal                                       No Charge                  Up to $50 Reimbursement
         Frames (Every X Months)                          $130 Benefit                Up to $50 Reimbursement

         Contact Lenses (Every X Months)                            (in lieu of frames and lenses)
          - Cosmetic / Elective                           $130 Benefit                Up to $50 Reimbursement
          - Medically Necessary                            No Charge                  Up to $50 Reimbursement

         Laser Vision Correction                        Discounts Apply                     Not Covered





            Finding a Vision Provider
            Go to www.website.com. Refer to the [Network Name] network

            The EyeMed network includes access to independent ophthalmologists and
            optometrists, as well as LensCrafters®, Target Optical, Sears Optical,
            JCPenney Optical, and most Pearle Vision retail stores.




                         Additional Discounts Available
                         LASIK and PRK Benefit: You are entitled to a 15% discount on the usual and customary fees for
                         LASIK and PRK procedures, or a 5% discount on any promotional pricing, whichever is the greater
                         benefit, through the US Laser Network.

                         Continued Eyewear Savings: After your initial visits have been utilized, you are able to receive
                         ongoing discounts on additional eye wear purchases at a network provider, which result in
                         discounts up to 40% off the retail price of eye wear and accessories.
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