Page 14 - Virgin Galactic Sample Guide

You may purchase additional insurance from Guardian that will help to cover additional out-of-pocket expenses.
These policies offer direct-to-the-policyholder cash payouts to help cover what other insurance doesn’t. The
policies available include Accident, Critical Illness with Cancer, and Hospital Indemnity insurance. Your premiums
are paid through payroll deductions on an after-tax basis. These Guardian policies are portable, which means that
you can keep them should you change jobs or retire, with no increase in premiums.

Guardian | Accident Guardian | Critical Illness and Cancer
Guardian Accident insurance will pay you a benefit to Guardian Critical Illness insurance can help you protect
help cover your out-of-pocket medical costs in case of yourself and your family from the unexpected cost of
an off-the-job accident. For covered accidental injuries, fighting a life-threatening illness. You’ll receive a lump-
fixed benefits are paid directly to you, regardless of sum cash payment upon diagnosis of a covered
any other coverage. Benefits are paid according to a condition such as heart attack, stroke, kidney failure and
fixed schedule that includes benefits for cancer. There is no pre-existing condition limitation on
hospitalization, fractures and dislocations, emergency this plan. Coverage is offered at guarantee issue (no
room visits, major diagnostic exams, physical therapy, medical questions) for up to $15,000 for employee, and
and more. This plan is guarantee issue (no medical $10,000 for spouse during the initial eligibility window.
questions) and does not have any pre-existing Children are covered at 50% of the employee elected
condition limitations. There is also an annual wellness amount with no additional charge. This plan also has a
benefit of $50 for completing certain screenings. $50 wellness benefit annually.

Guardian | Hospital Indemnity
Guardian Hospital Indemnity insurance is designed to
provide financial protection for covered individuals by
paying a lump sum benefit if you are admitted to the
hospital, as well as a daily benefit for days spent
confined. There are no pre-existing condition
limitations, with the exception of hospitalizations due
to pregnancy, which are covered after 9
months. Benefits are paid directly to the insured and
do not coordinate with any other benefit payments.

For More Information
Go to www.website.com. You can also give them a
call at (000) 000-0000.