Page 7 - Premier EE Guide 12-17 - CA Final
P. 7

BENEFITS





         MEDICAL INSURANCE



                                            Anthem Blue Cross                       Anthem Blue Cross
         Plan Name                         Healthy Support HMO                             PPO

         Network                                  Network                     Network              Non-Network
         Health Benefits
         Lifetime Maximum                        Unlimited                               Unlimited
         Deductible (Calendar Year)
          - Individual                              $0                          $500                  $1,500
          - Family                                  $0                         $1,500                 $4,500
         Co-Insurance (Plan Pays)                  100%                         80%                    60%
         Office Visit Copay
          - Primary Care Physician               $15 Copay                   $30 Copay            Deductible, 40%
          - Specialist Office Visit              $30 Copay                   $30 Copay            Deductible, 40%
         Out-of-Pocket Maximum
          - Individual                             $2,500                      $4,000                $12,000
          - Family                                 $5,000                      $8,000                $24,000

         Hospitalization
          - Inpatient                       $250 copay/admission           Deductible, 20%       Deductible, 40%*
          - Outpatient                      $125 copay/admission           Deductible, 20%       Deductible, 40%*
         Lab and X-Ray
          - Diagnostic                           No Charge                 Deductible, 20%       Deductible, 40%*
          - Complex                          $100 Copay per Test           Deductible, 20%       Deductible, 40%*
         Emergency Services                    $100 Copay/visit                     $150 Copay/visit + 20%

         Urgent Care                             $15 Copay                   $30 Copay            Deductible, 40%
         Preventive Care                         No Charge                   No Charge            Deductible, 40%
         Chiropractic                            $15 Copay                   $30 Copay            Deductible, 40%
                                              Limited to 60 Days                        30 Visits/Year
         Pharmacy Benefits

         Pharmacy Deductible                        $0                           $0                     $0
         Retail Pharmacy
          - Tier 1a/1b (typically generic)      $5/$15 Copay                $5/$15 Copay       Copay + 50% up to $250
          - Tier 2 (typically preferred/brand)   $50 Copay                   $30 Copay         Copay + 50% up to $250
          - Tier 3 (typically non-preferred)     $65 Copay                   $50 Copay         Copay + 50% up to $250
          - Tier 4 (typically specialty drugs)   30% up to $250 max/Rx   30% up to $250 max/Rx   Copay + 50% up to $250
          - Supply Limit                          30 Days                     30 Days                30 Days
         Mail Order Pharmacy
          - Tier 1a/1b (typically generic)   $12.50/$37.50 Copay          $12.50/$37.50 Copay       Not covered
          - Tier 2 (typically preferred/brand)   $150 Copay                  $90 Copay              Not covered
          - Tier 3 (typically non-preferred)     $195 Copay                  $150 Copay             Not covered
          - Tier 4 (typically specialty drugs)   30% up to $250 max/Rx   30% up to $250 max/Rx      Not covered
          - Supply Limit                          90 Days                     90 Days

         *Limitations apply. See SBC for details.


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