Page 8 - Premier EE Guide 12-17 - CA Final
P. 8

BENEFITS





         MEDICAL INSURANCE



                                                                           Anthem Blue Cross
         Plan Name                                                           Lumenos HSA

         Network                                                Network                       Non-Network
         Health Benefits
         Lifetime Maximum                                                       Unlimited
         Deductible (Calendar Year)
          - Individual                                           $2,600                          $7,800
          - Family                                               $5,200                          $15,600
         Co-Insurance (Plan Pays)                                100%                             70%
         Office Visit Copay
          - Primary Care Physician                           Deductible, 0%                  Deductible, 30%
          - Specialist Office Visit                          Deductible, 0%                  Deductible, 30%
         Out-of-Pocket Maximum
          - Individual                                           $5,000                          $15,000
          - Family                                              $10,000                          $30,000

         Hospitalization
          - Inpatient                                        Deductible, 0%                  Deductible, 30%*
          - Outpatient                                       Deductible, 0%                  Deductible, 30%*
         Lab and X-Ray
          - Diagnostic                                       Deductible, 0%                  Deductible, 30%*
          - Complex                                          Deductible, 0%                  Deductible, 30%*
         Emergency Services                                                   Deductible, 0%

         Urgent Care                                         Deductible, 0%                  Deductible, 30%
         Preventive Care                                       No Charge                     Deductible, 30%
         Chiropractic                                        Deductible, 0%                  Deductible, 30%
                                                                              30 Visits/Year
         Pharmacy Benefits

         Pharmacy Deductible                             Health Deductible Applies       Health Deductible Applies
         Retail Pharmacy
          - Tier 1a/1b (typically generic)                    $5/$15 Copay                30% up to $250 max/Rx
          - Tier 2 (typically preferred/brand)                 $40 Copay                  30% up to $250 max/Rx
          - Tier 3 (typically non-preferred)                   $60 Copay                  30% up to $250 max/Rx
          - Tier 4 (typically specialty drugs)            30% up to $250 max/Rx           30% up to $250 max/Rx
          - Supply Limit                                        30 Days                          30 Days
         Mail Order Pharmacy
          - Tier 1a/1b (typically generic)                 $12.50/$37.50 Copay                 Not Covered
          - Tier 2 (typically preferred/brand)                 $120 Copay                      Not Covered
          - Tier 3 (typically non-preferred)                   $180 Copay                      Not Covered
          - Tier 4 (typically specialty drugs)            30% up to $250 max/Rx                Not Covered
          - Supply Limit                                 90 Days (Tier 4 is 30 days)

         *Limitations apply. See SBC for details.


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