Page 13 - QSC EE Guide 01-20 Remote
P. 13

Cigna
         Plan Name                                                                PPO
         Network Name                                      Open Access Plus                  Non-Network
         Health Benefits
         Lifetime Maximum Benefit                                               Unlimited
         Calendar Year Deductible
          - Individual                                           $1,000                          $2,000
          - Individual in a Family                               $1,000                          $2,000
          - Family                                               $2,000                          $4,000
         Out-of-Pocket Maximum
          - Individual                                           $4,000                          $6,000
          - Family                                               $8,000                          $12,000
         Coinsurance (You Pay)                                     20%                            50%
         Office Visit Copay
          - Preventive Care                                     No Charge                    Deductible, 50%
          - Primary Care Physician                              $30 Copay                    Deductible, 50%
          - Specialist                                          $50 Copay                    Deductible, 50%
          - Urgent Care                                         $50 Copay                    Deductible, 50%
          - TeleHealth                                          $30 Copay                         N/A
         Hospitalization
          - Inpatient                                        Deductible, 20%                   Deductible,
                                                                                            $500 Copay, 50%
          - Outpatient Surgery                               Deductible, 20%                 Deductible, 50%
         Emergency Services                                                    $150 Copay

         Acupuncture                                         $30 / $50 Copay                 Deductible, 50%
                                                                            Max 12 Visits/Year
         Lab and X-Ray
          - Diagnostic                                       Deductible, 20%                 Deductible, 50%
          - Complex                                          Deductible, 20%                 Deductible, 50%
         Pharmacy Benefits

         Pharmacy Deductible                                       $0
         Retail Pharmacy
          - Generic                                             $15 Copay
          - Brand Name Formulary                                $30 Copay
          - Brand Name Non-Formulary                            $50 Copay
          - Supply Limit                                         30 Days
         Mail Order Pharmacy                                                                  Not Covered
          - Generic                                             $30 Copay
          - Brand Name Formulary                                $60 Copay
          - Brand Name Non-Formulary                           $100 Copay
          - Supply Limit                                         90 Days
         Specialty                                            20% Max $250

          - Supply Limit                                         30 Days
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