Page 4 - Wayfinders EE Guide 03-18
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Enrollment Information





         How to Enroll in Benefits
         To enroll in benefits, please complete the following steps:
         1.  Complete the Wayfinder Election Form. Every eligible employee must complete this form, even if you are declining coverage.
         2.  Complete the Anthem Blue Cross enrollment form to designate your beneficiary for the employer paid Basic Life and AD&D
            coverage.
         3.  Complete all other necessary forms as required based on your benefit elections.
         4.  Sign and return the forms to the Human Resources Department before the enrollment deadline.

         WayFunds
         Wayfinders provides you with monthly WayFunds. You may spend your WayFunds on Medical, Dental and Vision coverage. Each
         WayFund is currently equivalent to $1.

         The amount of monthly WayFunds you receive is dependent upon your length of employment. When you reach your 3rd or 5th
         year anniversary, your WayFunds allotment will increase on the first day of the month following your anniversary date. The table
         below illustrates the WayFunds you  receive  based on your length of employment.


                         Length of Employment                                   Monthly WayFunds
                             2 to 36 months                                         50 WayFunds
                             37 to 60 months                                        75 WayFunds

                               61+ months                                           100 WayFunds


         Please note, unused WayFunds can be added to your pay as taxable income.

         After your WayFunds have been applied, any remaining costs will be deducted from your paycheck based on your choice of the
         following options:
         •   Pre-tax dollars from your pay can be used for Medical, Dental, Vision premiums.
         •   After-tax dollars from your pay can be used to purchase Voluntary Life/AD&D and Long Term Disability insurance.




                           Online Carrier Resources


                           Take advantage of the online resources available through our insurance carriers. You can
                           locate network providers, manage your claims, obtain health and wellness information, and
                           much more!

                           Insurance carrier website addresses are located on page 14 of this guide.




















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