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dental plan optIons

unitED ConCorDia hMo DEntal Plan
With the Health Maintenance Organization (HMO) Dental plan through United Concordia, you are required to select
a general dentist to provide your dental care. You will contact your general dentist for all of your dental needs, such
as routine check-ups and emergency situations. If specialty care is needed, your general dentist will provide the
necessary referral. For covered procedures, you’ll pay the pre-set copay described in your HMO Dental plan booklet.
Please keep a copy of your booklet to refer to when utilizing your dental care. This will show the applicable copays
that apply to all of the dental services that are covered under this plan.

unitED ConCorDia PPo DEntal Plan
United Pacific is offering a Preferred Provider Organization (PPO) dental plan through United Concordia. This PPO
dental plan allows you the flexibility to visit dentists that are inside and outside of the United Concordia network.
When you utilize a “Network” dentist, your out-of-pocket expenses are typically less than using a “Non-Network”
dentist. Staying in the network allows you to benefit from the negotiated network rates. You may obtain services
using a non-network dentist, however, you may be responsible for additional charges or even filing claims.

hMo PPo
neTwoRk neTwoRk non-neTwoRk
annual Maximum Benefit unlimited $1,500 per Person
calendar Year Deductible
Individual none $50
Family none $150
Preventive services see copay schedule 100% 100%
Plan Pays Deductible waived Deductible waived
Basic services see copay schedule Deductible, 80% Deductible, 80%
Plan Pays
Major services see copay schedule Deductible, 50% Deductible, 50%
Plan Pays
orthodontia $1,500 / $2,000 50% to $1,500 lifetime Maximum
Child / Adult Deductible waived
*Based on fee schedule.
EMPloyEE ratE PEr PayChECK (based on 26 pay periods)
Employee Only $3.05 $18.63
Employee + Spouse $7.58 $37.13
Employee + Child(ren) $7.72 $39.57
Employee + Family $12.32 $63.36

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