Page 19 - Confie Benefits Guide 01-18_FINAL_r2_dp wording.pub

Benefits

Voluntary Benefits

Transamerica | Critical Illness
Transamerica’s Cri cal Illness insurance can help you protect yourself and your family from the unexpected cost of figh ng a life‐
threatening illness. Your ini al benefit provides a lump‐sum payment upon the first diagnosis of a covered condi on. A recurrence
benefit is paid when a covered person is diagnosed with another occurrence of the same covered condi on for which an ini al
benefit was previously paid. Dates of diagnosis for recurrence must be separated by 12 months. Payments will be made directly to
you, not to the doctors, hospitals or other health care providers.

You have the op on to select a lump‐sum payment of your choice of either $10,000, $20,000 or $30,000 in ini al benefits upon
diagnosis. A benefit will be paid a minimum of one me for diagnosis for each covered cri cal illness on the plan. Dates of diagnosis
much be separated by 90 days for a separate pay out of a different condi on. Payment(s) you receive will be made in addi on to
any other insurance you may have and may be spent as you see fit.

Health Screening Benefit: Depending on the coverage you selected, Transamerica will provide an annual benefit of $50, $75 or
$100 per calendar year for taking one of the eligible screening/preven on measures.
CRITICAL ILLNESS INSURANCE
BASE POLICY BENEFITS TRANSAMERICA BENEFIT WITH DIAGNOSIS
Heart A ack 100%
Stroke 100%
Major Organ Failure 100%
End Stage Renal Failure 100%
Other Specified Organ Failure 100%
loss of sight, speech, hearing
Miscellaneous Diseases 100%
Amyotrophic Lateral Sclerosis (Lou Gehrigs Dis‐
ease); Encephali s Menangi s; Rocky Mountain
Spo ed Fever; Typhoid Fever; Anthrax; Cholera;
Primary Sclerosing Cholangi s (Walter Payton’s
Disease); and Tuberculosis.
Coronary Artery Disease Requiring Bypass Gra s 25%
Coronary Artery Dis Requiring Angioplasty/Stent 5%

Cancer Benefit Rider
 Invasive Cancer 100%
 Bone marrow failure 100%
 Cancer confined in site of origin (in Situ) 25%
 Prostate Cancer with TNM classifica on of T1 25%
 Skin Cancer 5%
SEMI‐MONTHLY RATES—NON SMOKER $10,000 Face Amount $20,000 Face Amount $30,000 Face Amount

25 Years old $2.27 $3.12 $3.97
35 Years old $3.36 $5.06 $6.76
45 Years old $6.80 $11.80 $16.80
55 Years old $13.24 $24.54 $35.84
25 Years old $2.97 $4.52 $6.07
35 Years old $5.01 $8.36 $11.71
45 Years old $12.45 $23.10 $33.75
55 Years old $25.64 $49.34 $73.04

For addi onal age band rates, please contact Transamerica at (888) 763‐7474.

19