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TABLE OF CONTENTS












              2   Benefits Enrollment Info


              4   Rioter Assistance Program (RAP)


              5   Paying For Your Coverage

              6   Health Saving Account (HSA)


              8   Flexible Spending Accounts (FSA)


            11    The Benefits


            13    Medical Insurance Summaries

            14    Medical Insurance: Cost Comparison


            15    Dental Insurance


            15    Vision Insurance

            16    Basic Life and AD&D Insurance


            17    Voluntary Life and AD&D Insurance


            18    Short-Term Disability Insurance


            18    Long-Term Disability Insurance

            18    401(k) Plan


            20    The Extra Benefits You Didn’t Know You Had


            24    Key Terms You Should Know


            26    Annual Notices

            27    Insurance Carrier Contact Info











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